1st Capital Bank Business Mobile Banking User Guide

4

Getting Started

Various types of payment methods are offered through Business Online Banking including wire and ACH transfers. While both methods are quick, electronic payments, wires are the fastest way to transfer money between accounts. ACH transactions can be sent as a single or batch process, and funds are generally not available until the next business day. Please call us at 831.264.4003 for a full list of wire and ACH fees, or if you have any questions. Business Online Banking Transaction Types Transaction Type Overview

Type

Description

ACH Payment

Send a payment to one recipient.

ACH Batch

Send a payment to several recipients.

Domestic Wire

Send a wire to a recipient within the US.

Send a wire to a recipient in a different country.

International Wire

Getting Started: Transaction Type Overview