1st Constitution Bank Personal Banking Guide

Personal Checking Accounts

Our checking accounts are built for all types of customers and their specific needs. Should you decide to pick a different checking account, please call us and we will be happy to make that switch for you.

IF YOU CURRENT SHORE COMMUNITY BANK ACCOUNT IS:

YOUR NEW 1ST CONSTITUTION BANK ACCOUNT IS:

PRODUCT DESCRIPTION

Senior Checking

55+ Checking

Unlimited check writing. ATM & Visa Debit Card available. Online Banking, Mobile Banking, Mobile Deposit, Bill Pay, E-statements available. Monthly Service Charge: None.

Regular Checking

Regular Checking

Unlimited check writing. ATM & Visa Debit Card available. Online Banking, Mobile Banking, Mobile Deposit, Bill Pay, E-statements available. Monthly Service Charge: $15 if the daily balance falls below $100 any day of the statement cycle. Interest Bearing Account. Unlimited check writing. ATM & Visa Debit Card available. Online Banking, Mobile Banking, Mobile Deposit, Bill Pay, E-statements available. Monthly Service Charge: $15 if the daily balance falls below $1,000 any day of the statement cycle. See branch for current rates. Interest Bearing Account. Blended-tiered rate. ATM & Visa Debit Card available. Online Banking, Mobile Banking, Mobile Deposit, Bill Pay, E-statements available. Six transfers/checks/pre-authorized withdrawals per statement period. Six of these may be made by check. $10 fee may apply for checks, transfers and pre-authorized withdrawals above the limit of six. In person withdrawals are unlimited. Monthly Service Charge: $15 if the daily balance falls below $1,000 any day during the statement cycle. See branch for current rates.

NOW Interest, Super NOW Interest, Compass High Yield

NOW Checking

Beacon Money Market

Money Market Personal

| 5 www.1stconstitution.com