"What's Changing" Summary

What’s changing? | Accounts

Account History Current State —Two years of account history are currently available. In ANB Go Business —In ANB Go Business, 13 months of account history will be available. Deposited Check Images Current State —Deposited check images are not currently available on online banking. In ANB Go Business —Deposited check images are available on ANB Go Business. Ordering New Checks Current State —Users can currently click on a “Check Reorder” link in online banking to place a new check order. In ANB Go Business —An authorized individual on the Business Resolution will need to contact the bank to place a new check order. Address Changes Current State —Address changes can be submitted on online banking. In ANB Go Business —An authorized individual on the Business Resolution will need to contact American National Bank to request an address change and sign a Change of Address form.

Balances Current State —There are two primary balances displayed in online banking: 1. A vailable Balance: This is the balance of the funds that are available to you at any given time, which can include incoming credits and debits to your account. 2. C urrent Balance: This is the end of day balance from the previous business day. In ANB Go Business —There will now be three primary balances displayed in ANB Go Business: 1. T oday’s Opening Ledger: This is the end of day balance from the previous business day. 2. C losing Available: This is the balance from the previous day, less any checks deposited that have not been fully cleared. 3. Current Available: This is the balance of funds that are available to you at any given time, which can include incoming credits and debits to your account. Account Nicknames Current State —Account nicknames can currently be set individually by each user. In ANB Go Business —Account nicknames apply to all users and can only be established or changed by Administrators. Account nicknames set by the Administrator (who was created first) will be the account nicknames in ANB Go Business. Please contact American National Bank if you need information regarding which Administrator was created first. Check and Deposit Images Current State —Check and deposit ticket images are available on the current online banking system. In ANB Go Business —For a period after the upgrade, historical images may not be available until they have been successfully migrated to ANB Go Business. Images will be available for transactions that occur and post to your account after the upgrade.

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