American Community Bank Personal Banking User Guide

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5. Create a secret word and click the Create Secret Word & Continue button. 6. Select an authentication code delivery method. 7. Enter the four digit authentication code and click the Authenticate User & Send Money button. 8. Copy the secret word and send it to the recipient. Click the Continue button when you are finished. A summary screen will appear.

Note : The secret word is a unique word that you create for each recipient. They then will use that secret word to collect the money that you send them. Secret words are not case sensitive.

Enhanced Bill Pay: Pay a Person