Bank Midwest Business Online Banking User Guide

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Getting Started Tokens

Any time validation is needed for a High Risk Transaction, you are prompted for further verification. One of the options included is ‘Hard Token’. A physical token is not needed however, and the VIP Access app will act as a virtual or soft token for a secure form of verification. These tokens change every 30 seconds making them hard for fraudsters to bypass.

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1. Download the VIP Access app from the Apple App Store or Google Play Store on your mobile device. 2. Log in to your Business Online Banking account. 3. Any time validation is needed for a High Risk Transaction, you will be prompted for further verification. To use token, select “Hard Token” from the “Choose Delivery Method” drop-down.

Getting Started: Tokens