FSCB Digital Banking Business Guide

105

Advanced Positive Pay Introduction

ACH Positive Pay can help protect your accounts from fraudulent activity by monitoring for anyone attempting to withdraw funds without your authorization. You can use the service by itself or in combination with Check Positive Pay. Primarily a tool to detect discrepancies in ACH payment transactions, it can also be used to review ACH deposit activity. Except for ACH transactions you have already reviewed and specifically authorized, all other ACH transactions will be presented to you for a pay or return decision. Once you select to pay an item, the payment information can be added to your database of pre-authorized transactions.

Note: Exception items left unresolved will automatically be paid or returned as designated in the Positive Pay Addendum to your company’s Business Digital Banking Services Agreement.

11 12 21 22 1 2 K L U V A B 1a 2a 1b 2b 1c 2c

1. In the Business Banking tab, click ACH Reporting then click the Launch Advanced Options button. When exiting Positive Pay, you should always use the Log Out button, located in the upper-right-hand corner of the page.

1d 2d

11a 12a

11b 12b

A1 B1 A2 B2 A3 B3

Advanced Positive Pay: Introduction