First Citizens Bank Digital Banking for Consumers User Guide

138

Self-Directed Investing With our intuitive Self-Directed Investing platform, you can make decisions about your investments on your own schedule. You can open an account, place trades and access your statements and conformations. • Low-cost investment options plus commission-free trading on most US listed stocks and ETFs. • IRA’s, Individual & Joint Accounts • $0 minimum investment • Learn more: FirstCitizens.com Guided Investing Start your investing journey with Guided Investing, First Citizens’ digital advisor tool. Answer questions about your financial goals and risk tolerance to receive a portfolio recommendation, confirm your selection and fund your account. • Automatic rebalancing

• Get our investment team’s best thinking on portfolios • 0.3% management fee on the assets in your account

• $5,000 minimum investment • Learn more: FirstCitizens.com Personal Planning & Advice

Work with a dedicated investment specialist to help meet your goals. Starting with a financial plan and full balance sheet approach, your specialist will help build a portfolio that meets your objectives. • Help with retirement planning, protection planning, risk mitigation, legacy planning, college planning and more • Managed and non-managed account options with a wide range of security options • $25,000 minimum investment

After opening an investment account, a new account tile will populate on the home page of Digital Banking.

Invest with First Citizens : Investment Product Selector in Digital Banking