First Citizens Bank Digital Banking for Consumers User Guide

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Payments & Transfers for International Users Adding a Personal External Account ..................................................................... 134 Verifying a Personal External Account .................................................................. 135 Revoking Authorization for External Transfer Accounts..................................... 136 Alert Notifications Manage Alert Notifications ..................................................................................... 137 Mobile Check Deposits Mobile Check Deposits............................................................................................ 138 Manage My Money Initial Setup............................................................................................................... 139 Linking an Account............................................................................................................ 139 Unlinking an Account ....................................................................................................... 140 Categorizing Transactions ............................................................................................... 142 Splitting a Transaction...................................................................................................... 143 Digital Banking Home Page .................................................................................... 144 Spending Overview........................................................................................................... 145 Spending: Recategorizing a Transaction........................................................................ 146 Budgets Overview............................................................................................................. 148 Auto-generated Budgets.................................................................................................. 149 Budgets From Scratch ...................................................................................................... 149 Editing or Deleting a Budget............................................................................................ 150 Managing Budgets............................................................................................................ 151 Trends Overview ............................................................................................................... 152 Debts Overview................................................................................................................. 153 Net Worth Overview ......................................................................................................... 154 Cash Flow Overview.......................................................................................................... 155 Cash Flow Set Up .............................................................................................................. 155 Adding a Suggested Cash Event...................................................................................... 157 Creating Your Own Cash Event ....................................................................................... 158 Editing, Deleting or Skipping a Cash Event .................................................................... 160 Manage Cards To Activate a Card ............................................................................................................. 162 To Lock/Unlock Card......................................................................................................... 163 Statements & Documents eStatements ............................................................................................................. 164 Tax Documents ........................................................................................................ 165 eStatement Delivery ................................................................................................ 166