First Citizens Bank Digital Banking for Consumers User Guide

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Payments & Transfers for International Users Adding a Personal External Account ..................................................................... 134 Verifying a Personal External Account .................................................................. 135 Revoking Authorization for External Transfer Accounts..................................... 136 Invest with First Citizens Investment Product Selector in Digital Banking................................................... 137 Self-Directed Investing ..................................................................................................... 138 Guided Investing .............................................................................................................. 138 Personal Planning & Advice............................................................................................. 138 Alert Notifications Manage Alert Notifications ..................................................................................... 139 Mobile Check Deposits Mobile Check Deposits............................................................................................ 140 Manage My Money Initial Setup............................................................................................................... 141 Linking an Account............................................................................................................ 141 Unlinking an Account ....................................................................................................... 142 Categorizing Transactions ............................................................................................... 144 Splitting a Transaction...................................................................................................... 145 Digital Banking Home Page .................................................................................... 146 Spending Overview........................................................................................................... 147 Spending: Recategorizing a Transaction........................................................................ 148 Budgets Overview............................................................................................................. 150 Auto-generated Budgets.................................................................................................. 151 Budgets From Scratch ...................................................................................................... 151 Editing or Deleting a Budget............................................................................................ 152 Managing Budgets............................................................................................................ 153 Trends Overview ............................................................................................................... 154 Debts Overview................................................................................................................. 155 Net Worth Overview ......................................................................................................... 156 Cash Flow Overview.......................................................................................................... 157 Cash Flow Set Up .............................................................................................................. 157 Adding a Suggested Cash Event...................................................................................... 159 Creating Your Own Cash Event ....................................................................................... 160 Editing, Deleting or Skipping a Cash Event .................................................................... 162