First Farmers Bank & Trust Digital Banking Guide Commercial

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Table of Contents Getting Started

Business Online Banking Overview.............................................................................6 Users........................................................................................................................................ 6 Recipients................................................................................................................................ 6 Business Online Banking Transaction Types ..................................................................... 7 Commercial Users Overview..............................................................................................................8 User Management Overview................................................................................................ 9 Adding a New User .............................................................................................................. 10 Part 1 of 5: Establishing Transaction Type Rights............................................................. 11 Part 2 of 5: Disabling a Transaction Type.......................................................................... 12 Part 3 of 5: Editing Approval Limits for a Transaction Type............................................ 13 Part 4 of 5: Establishing Rights to Access Features.......................................................... 14 Part 5 of 5: Establishing Rights to Access Accounts......................................................... 15 Editing an Existing User’s Rights................................................................................16 Deleting a User............................................................................................................17 Recipient Overview......................................................................................................18 ACH Only - Part 1 of 2: Adding a Recipient........................................................................ 19 ACH Only - Part 2 of 2: Recipient Account Detail.............................................................. 20 ACH & Wire - Part 1 of 4: Adding a Recipient.................................................................... 21 ACH & Wire - Part 2 of 4: Beneficiary FI Detail.................................................................. 22 ACH & Wire - Part 3 of 4: Intermediary FI Detail............................................................... 23 ACH & Wire - Part 4 of 4: Recipient Account Detail.......................................................... 24 Wires Only (Domestic) - Part 1 of 4: Adding a Recipient.................................................. 25 Wires Only (Domestic) - Part 2 of 4: Beneficiary FI Detail................................................ 26 Wires Only (Domestic) - Part 3 of 4: Intermediary FI Detail............................................ 27 Wires Only (Domestic) - Part 4 of 4: Recipient Account Detail........................................ 28 Editing a Recipient.......................................................................................................29 Editing a Recipient’s Templates.......................................................................................... 30 Deleting a Recipient....................................................................................................31 Payment Template Overview.....................................................................................32 Creating a Template....................................................................................................33 ACH Batch.............................................................................................................................. 34 ACH Collection...................................................................................................................... 37 Domestic Wire...................................................................................................................... 39 Payroll.................................................................................................................................... 41