First Farmers Bank & Trust Digital Banking Guide Consumer

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Update Direct Deposits Direct Deposits............................................................................................................73 Manual Switch ...................................................................................................................... 73 Switch Assist ......................................................................................................................... 75 Recurring Payments ...................................................................................................78 Manual Switch ...................................................................................................................... 78 Switch Assist ......................................................................................................................... 79 Existing Switches.........................................................................................................81 Settings Text Enrollment...........................................................................................................82 Quick Balance..............................................................................................................84 To Enable Quick Balance..................................................................................................... 84 To Use Quick Balance.......................................................................................................... 85 Address Change Request...........................................................................................86 eStatement Delivery ...................................................................................................87 Accessibility..................................................................................................................88 Financial Tools Online Banking Home Page.......................................................................................89 Spending Overview.............................................................................................................. 90 Spending: Recategorizing a Transaction........................................................................... 91 Budgets Overview................................................................................................................ 93 Auto-generated Budgets..................................................................................................... 94 Budgets From Scratch ......................................................................................................... 94 Editing or Deleting a Budget............................................................................................... 95 Managing Budgets............................................................................................................... 96 Trends Overview .................................................................................................................. 97 Cash Flow Overview............................................................................................................. 98 Adding a Suggested Cash Event......................................................................................... 99 Creating Your Own Cash Event ....................................................................................... 100 Editing, Deleting or Skipping a Cash Event .................................................................... 102 Net Worth Overview ......................................................................................................... 103 Debts Overview................................................................................................................. 104 Pay with Bill Pay Bill Pay Overview...................................................................................................... 105 Creating a Payee ............................................................................................................... 105 Editing a Payee ......................................................................................................... 107 Deleting a Payee ...................................................................................................... 108