First Farmers Bank & Trust Digital Banking Guide Consumer

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4. A confirmation message appears once your information has been validated and the requested Login ID is confirmed as available. Select the option to “Continue”. 5. Enter your new login ID and click the Log In button. 6. Choose the contact method that allows First Farmers to reach you immediately with a Secure Access Code (SAC). This numbered code is only valid for a short time, and you will need to request a new one if it expires. 7. Enter the SAC and click the Submit button. Never share your SAC code with anyone. 8. Choose whether to register your device for future logins. If you click the Register Device button, you will not need to request a SAC from that device for up to one year. 9. Once you have confirmed your SAC code and the completed the device registration process, you will be prompted to create your password. Passwords must be at least 12 alpha-numeric characters and include at least one special character.

Note: Please view page 29 for additional security recommendations, general guidelines, Login ID and Password tips, and tips for Fraud Prevention.

10. Review the Digital Banking Services Terms and Conditions on the Disclaimers page and click the I Accept button to agree to the terms and conditions. 11. A view-only profile page appears. Review the information and click the Submit button. 12. Congratulations! You have successfully logged in to Digital Banking! If you have any questions or concerns, call us at 1-800-371-3316.

Note: Interested in signing up for eStatements? See page 68 for detailed instructions.

Getting Started: New User Enrollment