First Farmers Bank & Trust Digital Banking Guide Corporate

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Table of Contents Getting Started

New User Enrollment ...................................................................................................6 Logging In.......................................................................................................................8 Logging Off ............................................................................................................................. 8 Resetting a Forgotten Password .................................................................................9 Business Online Banking Overview ..........................................................................12 Users...................................................................................................................................... 12 Recipients.............................................................................................................................. 12 Business Digital Banking Transaction Types .................................................................... 13 Statements...................................................................................................................14 Updating eStatement Delivery Preferences ............................................................15 Company Policy Editing Company Policy..............................................................................................16 Part 1 of 11: Choosing a Transaction to view in Company Policy .................................. 16 Part 2 of 11: Approval Limits .............................................................................................. 17 Part 3 of 11: Allowed Actions ............................................................................................. 18 Part 4 of 11: Amount .......................................................................................................... 18 Part 5 of 11: Approvals ....................................................................................................... 19 Part 6 of 11: Choosing the Subsidiaries ............................................................................ 19 Part 7 of 11: Choosing the Accounts ................................................................................. 20 Part 8 of 11: Choosing the Drafting Hours ....................................................................... 21 Part 9 of 11: Choosing the Location .................................................................................. 22 Part 10 of 11: Choosing the IP Address............................................................................. 23 Part 11 of 11: Choosing the SEC Code............................................................................... 24 Company Policy Tester........................................................................................................ 25 Viewing Rights to Access Features..................................................................................... 27 Establishing Rights to Access Accounts............................................................................. 28 Creating and Editing Account Labels................................................................................. 29 User Roles User Roles Overview...................................................................................................30 Creating, Editing or Copying a User Role .................................................................31 Part 1 of 10: Choosing a Transaction to Edit in User Roles............................................. 32 Part 2 of 10: Establishing Transaction Type Rights.......................................................... 33 Part 3 of 10: Approval Limits .............................................................................................. 34 Part 4 of 10: Disabling a Transaction Type ....................................................................... 35 Part 5 of 10: Allowed Actions ............................................................................................. 36 Part 6 of 10: Enabling Operation Rights............................................................................ 37