First Farmers Bank & Trust Digital Banking Guide Corporate

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5. A confirmation message appears once your information has been validated and the requested Login ID is confirmed as available. You will recieve an email with a temporary password within 1-2 business days once your profile has been fully activated. Select the option to “Continue”. 6. Once you receive your initial temporary password via email, you will go to ffbt.com and select the option “Click Here for Online Banking”, then log in using the Login ID previously created and the temporary password provided. 7. Choose the delivery method that allows First Farmers to send you a Secure Access Code (SAC) foradditional verification and security. 8. Enter the 6-digit Secure Access Code (SAC) sent to the delivery method previously selected andclick the “Submit” button. 9. You will then be prompted to create a new password for your digital banking. Review the Password Requirements and confirm the new password before selecting “Submit”. 10. Choose whether to register your device for future logins. If you click the Register Device button, you will never need to request a SAC from that device.

Note: For additional security, we strongly suggest you do not register your devices. Notregistering requires you to use a SAC each time you log in.

11. Click the link to review the Digital Banking Terms and Conditions on the disclaimers page, and click “I Accept” to agree. 12. A view-only profile page appears. Review the information and click the Submit button. 13. Change your password by using your old temporary password. 14. Congratulations! You have successfully logged in to Online Digital Banking! If you have any questions or concerns, call us at 1-800-371-3316.

Getting Started: New User Enrollment