High Country Bank Digital Banking Consumer User Guide

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Adding a Payee............................................................................................................83 Person to Person Payee...................................................................................................... 83 Bill Pay Payee - Company.................................................................................................... 85 Bill Pay Payee - Individual ................................................................................................... 87 Favoriting a Payee................................................................................................................ 90 Editing a Payee ..................................................................................................................... 91 Deleting a Payee .................................................................................................................. 92 New Transaction .........................................................................................................93 Transferring Money Between Your Accounts................................................................... 93 Making a Loan Payment...................................................................................................... 95 Transferring Money to Another Person (P2P) .................................................................. 98 Making a Bill Pay Payment............................................................................................... 100 Editing Transfers/Payments ............................................................................................ 102 Skip Transfers/Payments ................................................................................................. 103 Deleting Transfers/Payments.......................................................................................... 104 Deposit Checks Remote Deposit ....................................................................................................... 105 Manage Cards Turn Card On or Off................................................................................................. 106 Card Name................................................................................................................ 107 Card Alert.................................................................................................................. 108 Temporary Spending Limit Increase ..................................................................... 109 Change PIN ............................................................................................................... 110 Report Lost or Stolen Card ..................................................................................... 111 Travel Notification.................................................................................................... 112 Enable Automatic On/Off........................................................................................ 114 Google Pay/Apple Pay ............................................................................................. 116 Reports Creating a New Report ............................................................................................ 117 Account Activity Report .................................................................................................... 117 Sub-User Account Access Report.................................................................................... 118 Running an Existing Report .................................................................................... 119 Editing a Report........................................................................................................ 120 Deleting a Report ..................................................................................................... 121 Services Locations................................................................................................................... 122 Secure Message Overview ...................................................................................... 123 Sending a Secure Message ..................................................................................... 124 Submit a Form................................................................................................................... 125

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