High Country Bank Digital Banking Consumer User Guide

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Bill Pay Payee - Individual ................................................................................................... 83 Favoriting a Payee................................................................................................................ 86 Editing a Payee or External Account.................................................................................. 87 Deleting a Payee or External Account ............................................................................... 88 New Transaction .........................................................................................................89 Transferring Money Between Your Accounts................................................................... 89 Making a Loan Payment...................................................................................................... 91 Transferring Money to Another Person (P2P) .................................................................. 93 Making a Bill Pay Payment - Company - Standard Delivery............................................ 95 Making a Bill Pay Payment - Individual ............................................................................. 97 Editing Transfers/Payments ............................................................................................... 99 Deleting Transfers/Payments.......................................................................................... 100 Deposit Checks Remote Deposit ....................................................................................................... 101 Zelle Send Money with Zelle ® Setup ............................................................................... 102 Initial Setup........................................................................................................................ 102 Adding a Recipient ................................................................................................... 103 Editing a Recipient ................................................................................................... 104 Deleting a Recipient................................................................................................. 106 Send Money with Zelle ®............................................................................................................................................................ 108 Request Money with Zelle ® .................................................................................................................................................. 110 Manage Payment Profiles....................................................................................... 112 Change Your Primary Account ........................................................................................ 112 Add a New Email or Mobile Number.............................................................................. 114 Unenroll from Zelle ®..................................................................................................................................................................................... 116 Manage Cards Turn Card On or Off................................................................................................. 117 Card Name................................................................................................................ 118 Card Alert.................................................................................................................. 119 Temporary Spending Limit Increase ..................................................................... 120 Change PIN ............................................................................................................... 121 Report Lost or Stolen Card ..................................................................................... 122 Travel Notification.................................................................................................... 123 Enable Automatic On/Off........................................................................................ 125 Samsung Pay/Apple Pay.......................................................................................... 127

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