Hudson Valley Federal Credit Union Guide to Business Internet Banking & Bill Pay

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General Information

Security

By following our tips, Online Banking with HVFCU can be a safe and efficient method for handling your banking needs. For additional security tips, visit hvfcu.org. User Identification and Password Security starts at your computer. To make your passwords hard to guess, avoid using your pet’s name, hometown, or other personally identifiable choices and combine random numbers instead of using your birth date. Secure Sockets Layer Encryption We use Secure Sockets Layer (SSL) encryption, a trusted method for securing internet transactions. This technology scrambles data as it travels between your computer and HVFCU, making it difficult for anyone to access your account information. Secure Access Code You need a Secure Access Code to access your accounts when you log in to Online Banking with HVFCU for the first time or the first time from any new device. This code is delivered to you via email, phone call, or SMS text message. You can opt to register your device so that you do not have to complete the Secure Access Code process the next time that you access HVFCU’s Online Banking system from that same device. If you delete the security certificate or “cookie” that recognizes your device as previously registered, you will need to receive another code to register your device again. The cookie will expire after one year so this process must be repeated at least once per year per device. For added security you may choose to NOT remember your device and will need to receive the access code for each login on that device.

Note : If you have Short Code messages disabled on your phone, your Secure Access Codes may not be received.