InBusiness Online Banking User Guide

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Various types of payment methods are offered through InBusiness Online Banking, including wire and ACH transfers. Though they are both quick electronic payments, wires are the fastest way to transfer money between accounts. ACH transactions are done using a batch process, and funds are generally not available until the next business day. Please call us at 505.830.8181 (local) or 877.812.1560 (toll-free) for a full list of wire and ACH fees or if you have any questions.

Online Banking Transaction Types

Type

Description

Upload a NACHA-formatted file.

ACH Pass-Thru

ACH Payment-Single Send a payment to one recipient.

ACH Payments

Send a payment to several recipients.

ACH Receipt-Single Receive a payment from one recipient.

ACH Collection

Receive a payment from several recipients.

Send a wire to a recipient within the US.

Domestic Wire

Send a wire to a recipient in a different country.

International Wire

Send payroll to several recipients. If a recipient has more than one account, you can split that payment into several accounts.

Payroll

Send federal, state or local tax authority payments.

Tax Payment

Getting Started: InBusiness Overview