Merger Sample Book

Checking Accounts

The checking accounts we offer are built for all types of customers and their specific needs. On page 2, we described the account you currently have with us. Should you decide to pick a different checking account, please call us and we will be happy to make that switch for you.

Fidelity Basic Checking Easy to understand. Easy to us. A basic account for basic checking needs.

Fidelity Fifty- Five (55+) Enjoy free bank stock check plus other free or discounted banking services.

Fidelity Interest Checking It’s affordable and it earns interest!

Fidelity Flagship Account

Higher balances reap better rewards on this full service checking account!

Opening Balance

$100

$100

$100

$100

Unlimited Check Writing

Yes

Yes

Yes

Yes

Yes, tiered levels $0-$24,999 $50,000-$49,999 $50,000-$99,999 $100,000 and up

Earns Interest 1

No

No

Yes

$25,000 checking only; or combined balances from linked checking, savings, money market accounts, CDs, IRAs or personal loans

Minimum Balance Requirement

None

$100

$1,500

$0 with Direct Deposit $7.50, without Direct Deposit

Monthly Service Fee

$0

$7.50

$25.00

Monthly Imaged Statement

eStatement Required

No Charge

No Charge

No Charge

Imaged Items with Statement 2

No Charge

No Charge

No Charge

No Charge

Free Checks

No

Yes, bank stock

No

Yes, bank stock

Fidelity Debit Card 3

No Charge

No Charge

No Charge

No Charge

Fidelity Online Bill Pay

No Charge

No Charge

No Charge

No Charge

Other Account Advantages

25% interest rate discount for auto debit of payment on a new consumer loan

10% discount on Safety Deposit Box annual rental fee A .25% one-time per year interest rate bonus on a new Certificate of Deposit

Earns interest on all checking balances A .25% interest rate discount for auto debit of payment on a new consumer loan

10% discount on Safe Deposit annual rental fee

A .25% one-time per year interest

1 Interest is calculated using the daily ledger balance method 2 Imaged item fronts are present in stand format of twelve (12) on a page. An additional fee me by incurred for alternative format presentation. 3 Some fees and restrictions associated with card usage

rate bonus on a new Certificate of Deposit .25% interest rate discount for auto debit of payment on a new consumer loan

Want to do something good for the earth and convenient for you at the same time? With Fidelity Bank e-Statements you can view statements of all you accounts from anywhere you want, anytime you want at your computer. Turning on e-Statements does stop paper statements.

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