Merger Sample Book

Account Number & Bank Routing Number Change

Beginning at the close of business April 25, 2014 your bank routing number will change to Fidelity Bank’s routing number. Your account number will stay the same for your checking account. The current First National Bank of Byers routing number is 111909841, the Fidelity Bank routing number is 111924787. To the right you will see an example of where these numbers are on a check and what the changes look like .

113100745 000123456

{ { CURRENT ROUTING NUMBER NEW ROUTING NUMBER 11924787

{ { EXAMPLE - CURRENT ACCOUNT NUMBER EXAMPLE - NEW ACCOUNT NUMBER

NEW ROUTING NUMBER: 111924787

1230123456

FDIC Protection

Separate FDIC Coverage on deposit accounts is maintained for six months after the merger for customers who have deposits at both institutions. This will only matter if your combined total exceeds the standard maximum deposit insurance amount. A special merger rule exists for CDs issued by an acquired bank. Separate insurance for CDs issued by the acquired bank is maintained until maturity.

If...

And...

Then...

CD matures within six months after April 25, 2014 CD matures within six months after April 25, 2014

is renewed for the same amount and for the same term...

CD remains separately insured from accounts at acquiring bank until maturity

is renewed for a different amount or term...

Separate coverage is provided only for the six months from the purchase date

CD does not mature within six months after April 25, 2014

Separate coverage ends upon maturity of the CD

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