Murphy Bank Merger

Saving Accounts

We offer three different kinds of savings accounts for your individual needs. There’s never been a better time to start saving; let us help you start! Murphy Bank Savings Major purchases, education costs, a much-needed vacation-funds… Setting aside funds now can make a big difference later! Murphy Bank Money Market Account Limited check-writing privileges and a competitive interest rate make this account very attractive.

Minimum to Open

$100

Minimum to Open

$100

Minimum Daily Balance to Avoid Monthly Service Charge

$2,500

Minimum Daily Balance to Avoid Monthly Service Charge

$100

Monthly Service Charge Monthly Interest Tiers 2

$10

Monthly Service Charge

$3

$2,500- $24,999 $25,000- $49,999 $50,000- $99,999 $100,000 and up

Interest Paid on Balances 1 Withdrawals per Month Excess Withdrawal Fee

Yes

6

$3

Murphy Bank High-Yield Savings Want to earn a CD-like yield on your excess dollars yet remain completely liquid? Here’s the solution!

Withdrawals per Month Excess Withdrawal Fee

6

$10

Minimum to Open

$100

1 Interest is calculated using the daily ledger balance method. 2 No interest is paid on balance below the first tier level.

Minimum Daily Balance to Avoid Monthly Service Charge

$25,000

Get a $ 100 LOWES GIFT CARD when you refinance an existing home loan.

Hurry! This offer expires on June 30, 2014!

Monthly Service Charge Monthly Interest Tiers 2

$25

$25,000- $49,999 $50,000- $99,999 $100,000 and up

*Loan qualification and annual percentage rate (APR) are based on individual credit worthiness. Must include coupon with loan application and close between 5/1/14 and 6/30/14 to receive $100 Lowes gift card. Gift card will be mailed to you in 4-6 weeks. Cannot be used in conjunction with any other offer. Limited offer. Subject to change.

Withdrawals per Month Excess Withdrawal Fee

6

OFFICIAL USE ONLY LOAN # ___________________________ CLOSING DATE _____________

$10

NOTE : Federal regulation limits transfers from this account to another account or to third parties by pre-authorized automatic or telephone transfers to six per statement cycle period. There is no limit on deposits or the number of withdrawals the customer can make at an ATM, by mail or in person at Murphy Bank.

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