Murphy Bank Merger
Checking Accounts The checking accounts we offer are built for all types of customers and their specific needs. On page 2, we described the account you will have with us. Should you decide to pick a different checking account, please call us and we will be happy to make that switch for you.
MURPHY BANK BASIC CHECKING Easy to understand. Easy to use. A basic account for basic checking needs.
MURPHY BANK FIFTY- FIVE (55+) Enjoy free bank stock check plus other free or discounted banking services.
MURPHY BANK INTEREST CHECKING It’s affordable and it earns interest!
MURPHY BANK FLAGSHIP ACCOUNT Higher balances reap better rewards on this full service checking account!
Opening Balance
$100
$100
$100
$100
Unlimited Check Writing
Yes
Yes
Yes
Yes
Earns Interest 1
No
No
Yes
Yes, tiered levels: $0-$24,999 $50,000-$49,999 $50,000-$99,999 $100,000 and up
Minimum Balance Requirement
None
$100
$1,500
$25,000 checking only or combined balances from linked checking, savings or money market accounts CDs, IRAs or personal loans
Monthly Service Fee
$0
$0 with direct deposit $7.50 without direct deposit
$7.50
$25
Monthly Imaged Statement
e-Statement Required
No Charge
No Charge
No Charge
Imaged Items with Statement 2
No Charge
No Charge
No Charge
No Charge
Free Checks
No
Yes, bank stock
No
Yes, bank stock
Fidelity Debit Card 3
No Charge
No Charge
No Charge
No Charge
Fidelity Online Bill Pay
No Charge
No Charge
No Charge
No Charge
Other Account Advantages
25% interest rate discount for auto debit of payment on a new consumer loan
10% discount on Safety Deposit Box annual rental fee A .25% one-time per year interest rate bonus on a new CD
Earns interest on all checking balances A .25% interest rate discount for auto-debit of payment on a new consumer loan
10% discount on Safe Deposit Box annual rental fee A .25% one-time per year interest rate bonus on a new CD .25% interest rate discount for auto debit of payment on a new consumer loan
1 Interest is calculated using the daily ledger balance method 2 Imaged item fronts are present in standard format of 12 on a page. An additional fee me by incurred for alternative format presentation. 3 Some fees and restrictions associated with card usage
Want to do something good for the earth and convenient for you at the same time? With Murphy Bank e-Statements, you can view statements of all you accounts from anywhere you want, anytime you want. Turning on e-Statements does stop paper statements.
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