Native American Bank Business eBanking User Guide

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Notifications of Change (NOC) • Instead of returning an entry, the RDFI may issue a Notification of Change (NOC) if account information is incorrect (for example, an invalid account or routing number). • The RDFI must send the NOC within two banking days of the settlement date of the related entry. • Your ODFI will forward the NOC details to you. For recurring entries, you must correct the information within six banking days of receiving the NOC or before the next scheduled entry—whichever is later. • For single entries and specific SEC codes (ARC, BOC, POP, RCK, XCK, single entry TEL, and single-entry WEB), making the correction is optional.

ACH: Authorizations, Returns, Notifications of Change and Reversals