North State Bank 2026 Benefits Booklet

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NORTH STATE BANK | 2026 BENEFITS GUIDE

Other Benefits Employee Assistance Program: First Stop Health First Stop Health is designed to support you as you pursue your personal health and well-being goals. Services are offered at no charge to adults and dependents 18+ enrolled in a health plan offered by North State Bank. First Stop Health can assist with: Lifestyle & Wellbeing Coaching: Set and achieve goals to improve your overall health. First Stop Health covers everything from diet and exercise to tobacco cessation. Chronic Condition Support: First Stop Health provides education and support for managing conditions like prediabetes, diabetes, high cholesterol, and high blood pressure. Mental Health Support: First Stop Health provides confidential support from licensed therapists to address burnout, life changes, stress, depression, anxiety, grief, and more. Participation is strictly confidential, and your personal health information is never shared. Learn more at firststophealth.com. To register, click “Log In” and select “Claim my account” and follow the prompts. Employee Banking Packages North State Bank offers a comprehensive banking package exclusively to employees. It includes free and discounted products and services, such as: • Two interest-bearing Personal Banking accounts with no minimum balance requirements and no monthly service charges. • Free Visa debit card and personalized checks (limit one box of checks per order). Unlimited ATM fee reimbursements domestically and internationally. • Administration fee waived for Visa® Gift Card purchases. • Discounts on wealth and retirement planning through Guardian Wealth Partners. • Cashier’s checks, 3” X 5” safe deposit box and domestic wire transfers at no charge. • Discounted fee and/or interest rate on loans/credit cards. Subject to credit approval; available for select products.