North State Bank 2026 Benefits Booklet

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NORTH STATE BANK | 2026 BENEFITS GUIDE

Flexible Spending Accounts: Wage Works Funds contributed to an FSA are for use during the plan year. See the plan document for carryover amounts.

Health Care FSA

Limited Purpose FSA Dependent Care

Available to employees enrolled in

HDHP with a Health Savings Account

No enrollment required

PPO 70

$7,500: For individuals and married couples filing jointly. $3,750: For married individuals filing separately. Qualified childcare or adult care for dependents living in your home

Annual employee contribution limit

$3,400

$3,400

Qualified health care expenses not covered by insurance (i.e. co-pays, payments applied toward a deductible, etc.)

Dental and vision expenses

Funds can be used towards

Telemedicine: TeleDoc Employees and their eligible dependents participating in a North State Bank medical plan may enroll in TeleDoc. This service allows employees and their eligible dependents to make a virtual trip to the doctor’s office using an internet connection to seek treatment for common, non-life-threatening issues such as allergies, cold and flu, ear infections, fever, sore throats and more for a $10 copay for those enrolled in the PPO plan. For those with a HDHP, the visit will apply toward your deductible. Prescriptions: Prime Therapeutics All employees enrolled in a North State Bank medical plan are automatically enrolled in Prime Therapeutics, a pharmacy benefit management company that manages prescription drug costs for health plans. Prime Therapeutics offers a built-in Drug Discount Card that automatically compares prescription prices to the benefit plan parameters to help you pay the lowest price possible. This service allows you to utilize a local retail pharmacy or MedsYourWay home delivery via Amazon Pharmacy.