North State Bank Sales Support Collateral as of June 2025

Tog e t her , l e t’ s make it happen.

The mortgage loans we o ff er include:

FHA (Federal Housing Administration) • 3.5% down payment • Government insured VA (Veterans Affairs) • • active duty and eligible family members 100% Financing 2 For quali fi ed veterans, reservists,

Co n v entional • 3% down payment • Fixed or adjustable interest rates Jumbo • 10% down payment • Loans greater than $806,500 • Fixed or adjustable interest rates • No PMI required when certain conditions are met 1

Fannie Mae HomeReady ® • 3% down payment • Reduced PMI • Down payment can be gift funds • Income limits may apply Freddie Mac Home Possible ® • 3% down payment • Reduced PMI 3 • Down payment can be gift funds • Income limits may apply

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Sherry Green Vice President Mortgage Loan O ffi cer

North Raleigh NMLS# 99230 919.645.2746 SGreen@NorthStateBank.com