North State Bank Sales Support Collateral as of June 2025

$2400/MO I F Y O U R R E N T I S C O M P A R E T O : Purchase Price Mortgage Loan Amount/ 95% Financing 30-Year Fixed Interest Rate* Annual Percentage Rate Principal & Interest/Mo./ 360-Month Term Principal & Interest Payment does not include taxes and insurance. HOA Dues/Mo. Property Taxes/Mo. Homeowners Insurance/Mo. Private Mortgage Insurance/Mo.

$475,000 $451,250 5.75% 6.04% $2,620.81

$125.00 $395.00 $85.00 $131.61

Information is for illustrative purposes only and does not constitute a loan. Taxes, insurance, private mortgage insurance, and HOA fees are estimates. Actual payment obligation could be greater. No discount points involved on these loans. Interest rates assume 740+ credit score and are subject to change. Loans are subject to credit approval.

*Assuming good credit rating and qualifying debt-to-income ratio