| Getting Started | 5 |
| New User Enrollment | 5 |
| Logging In | 7 |
| Logging Off | 7 |
| Resetting a Forgotten Password | 8 |
| Home Page | 10 |
| Home Page Overview | 10 |
| Mobile Quicklinks | 12 |
| Account Details Overview | 13 |
| Quick Transfer | 15 |
| Account Nickname | 16 |
| Details & Settings | 17 |
| Account Grouping | 18 |
| Editing a Group Name | 19 |
| Deleting a Group | 19 |
| Manual Accounts | 20 |
| Adding a Manual Account | 20 |
| Editing a Manual Account | 21 |
| Deleting a Manual Account | 22 |
| Security | 23 |
| Protecting Your Information | 23 |
| General Guidelines | 23 |
| Login ID and Password | 23 |
| Fraud Prevention | 24 |
| Security Preferences | 25 |
| Change Password | 25 |
| Change Login ID | 26 |
| Secure Delivery | 27 |
| Mobile Security Preferences | 28 |
| Enabling Touch ID or Fingerprint Login | 28 |
| Enabling Face ID | 30 |
| Disabling Touch ID, Fingerprint or Facial ID Login | 31 |
| Secure Message Overview | 32 |
| Sending a Secure Message | 33 |
| Payments & Transfers | 34 |
| Transfer Funds | 34 |
| Member to Member | 36 |
| Linking Someone’s OnPoint Account | 36 |
| Single Transfers Between OnPoint Accounts | 38 |
| Send Money with Zelle® Setup | 39 |
| Initial Setup | 39 |
| Adding a Recipient | 40 |
| Send Money with Zelle® | 41 |
| Request Money with Zelle® | 43 |
| Split Payment with Zelle® | 44 |
| Zelle® Settings | 45 |
| Adding a Personal External Account | 47 |
| Verifying a Personal External Account | 48 |
| Loan Payments | 49 |
| Bill Payment | 51 |
| Enrollment | 51 |
| Overview | 53 |
| Creating a Biller | 54 |
| Known Company | 54 |
| Unknown Company | 55 |
| Person | 56 |
| Editing a Biller | 57 |
| Deleting a Biller | 58 |
| Enabling eBills | 59 |
| Paying eBills | 60 |
| Canceling eBills Service for a Biller | 61 |
| Scheduling Payments | 62 |
| Single Payments | 62 |
| Multiple Payments | 63 |
| Automatic Payments | 65 |
| Automatic Payments for eBills | 67 |
| Edit an Automatic Payment | 68 |
| Delete an Automatic Payment | 70 |
| Rush Delivery | 72 |
| Activity | 74 |
| Editing Pending Payments | 75 |
| Canceling Pending Payments | 77 |
| Creating a Reminder | 79 |
| Editing Reminders | 81 |
| Deleting Reminders | 83 |
| Wires | 85 |
| Recipient Overview | 85 |
| Part 1 of 4: Adding a Recipient | 86 |
| Part 2 of 4: Beneficiary Bank Detail | 87 |
| Part 3 of 4: Intermediary Bank Detail (if applicable) | 88 |
| Part 4 of 4: Recipient Account Detail | 89 |
| Editing a Recipient | 90 |
| Editing a Recipient’s Templates | 91 |
| Deleting a Recipient | 92 |
| Payment Template Overview | 93 |
| Domestic Wire | 94 |
| Domestic Wire | 96 |
| Editing or Using a Template | 98 |
| Deleting a Template | 99 |
| Activity Center | 100 |
| Activity Center Overview | 100 |
| Using Filters | 101 |
| Creating or Deleting Custom Views Using Favorites | 102 |
| Editing Transactions | 103 |
| Canceling Transactions | 104 |
| Services | 105 |
| Stop Payment Request | 105 |
| Single Check | 105 |
| Multiple Checks | 106 |
| Check Reorder | 107 |
| Locations and ATMs | 108 |
| Mobile Deposits | 109 |
| Travel Notifications | 110 |
| Settings | 111 |
| Account Preferences | 111 |
| Apple® Watch | 112 |
| Apple® Watch Setup | 112 |
| Viewing Balances and Transactions | 112 |
| Alerts Overview | 113 |
| Account Alerts | 114 |
| History Alerts | 115 |
| Online Transaction Alerts | 116 |
| Security Alerts Overview | 117 |
| Editing Delivery Preferences | 118 |
| Enabling and Disabling Push Notifications | 119 |
| Text Banking Enrollment | 120 |
| Address Management | 122 |
| Accessibility | 124 |
| Financial Tools | 125 |
| Welcome | 125 |
| About This Guide | 125 |
| Supporting Your Financial Plan | 126 |
| Digital Banking Home Page | 128 |
| Your First Financial Tools Session | 129 |
| Managing Categories | 130 |
| Automatic Categorization | 130 |
| Enter Manual Category | 131 |
| Split a Transaction Category | 132 |
| Link an Account | 133 |
| Unlinking an Account | 134 |
| Report Widgets | 135 |
| Spending | 135 |
| Spending: Recategorizing a Transaction | 136 |
| Budgets Overview | 138 |
| Auto-generated Budgets | 139 |
| Budgets From Scratch | 139 |
| Editing or Deleting a Budget | 140 |
| Managing Budgets | 141 |
| Trends Overview | 142 |
| Net Worth Overview | 143 |
| Debts Overview | 144 |