OnPoint Community Credit Union Retail Guide

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Personal Finance Management

Welcome

Welcome to Personal Finance Management (PFM), a valuable feature of OnPoint Community Credit Union’s Digital Banking. Personal Finance Management can help you understand more about where you spend money, track your day-to-day financial life, and establish budgets to reach your personal financial goals. Although Personal Finance Management is not designed to replace a professional financial advisor, it can help you gather much of the information you need to review when meeting with a financial advisor, planning for your financial success, and preparing your taxes. The Personal Finance Management concept has been around for more than twenty years. Software packages, like Intuit’s Quicken or Microsoft Money, helped collect and categorize financial transactions with data from different financial accounts. Traditionally, Personal Finance Management usage has had limited success, with usage from only a small percentage of consumers. The biggest challenge has been entering data for transactions since it was very laborious. And today, with more ways to move money, debit card usage, and online activity, there are more transactions than ever to enter and track. OnPoint Community Credit Union is pleased to offer a state-of-the-art Personal Finance Management service that is fully integrated with OnPoint’s Digital Banking. And now, with improved processes and strategic technology partnerships, entering and categorizing transactions is easier than ever. About This Guide We have created this guide to help you get the most out of the Personal Finance Management service. The first section offers helpful definitions and explanations of the Personal Finance Management process. The second section walks you through the steps for using Personal Finance Management within OnPoint Community Credit Union’s Digital Banking.

Personal Finance Management: Welcome