PSB-FTSB-Merger-Booklet

BANKING SERVICES

ONLINE & MOBILE BANKING

BILL PAY FTSB offers free Bill Pay services, which will be available through digital banking on June 29, 2026. Bill Pay information, including vendors and scheduled payments, will be converted to FTSB Bill Pay. MOBILE DEPOSIT Mobile deposits will be available within Digital Banking on Monday, June 29, 2026. STATEMENTS All accounts will receive a paper statement from Peoples State Bank as of Friday, June 26, 2026 (including eStatement recipients). This means that checking accountholders will receive two statements in the month of June. FTSB monthly statements will have a new look. After June 27, 2026, statements for Wells customers will be produced on one of the three cycles that is most similar to your current: • The first Friday of the month • The last day of the month • The third of the month If you currently receive eStatements, you will continue to receive them from FTSB.

FTSB offers digital banking services both online at www.ftsbbank.bank and through the FTSB Mobile app . These services will be available for you to use on Monday, June 29, 2026. A separate mailing with important information and log in instructions will be mailed prior to the June conversion. • Download FTSB Mobile for quick and easy access.

• Transfer between internal and external accounts • Mobile Deposit checks • View loans and make loan payments • Pay bills • Setup account alerts A digital banking help guide and informative demos are available on our website: https://www.ftsbbank.bank/ digital/internet-mobile-banking/

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Farmers Trust & Savings Bank

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