PSB-FTSB-Merger-Booklet

PERSONAL BANKING SERVICES

CHECKING & SAVINGS ACCOUNTS

PERSONAL LENDING If you have a current PSB personal loan, such as an auto, personal or mortgage loan, the loan will automatically be transferred to FTSB and the rate and term will be honored. Home Equity Line of Credit HELOC and Ready Reserve loan statements will continue to generate on the last business day of the month. The payment will not be due or charged to your account for 10 days after the billing statement is sent.

To help make your transition to FTSB as smooth as possible, your PSB account(s) will automatically transfer to FTSB. PSB accounts will transition to FTSB accounts with very similar options. The following charts illustrates the account conversion. If you feel another account is more suitable to your needs, please contact a Customer Service Representative after Monday, June 29 to discuss your options. If you do not know the name of your PSB banking account, please refer to your statement.

*All lending subject to credit approval.

IF YOUR PSB ACCOUNT IS:

YOUR FTSB ACCOUNT WILL BE:

Peoples Free Checking Peoples Checking Business, Non-Profit, Student, Senior Checking Peoples Plus Checking Health Savings Account Peoples Advantage Account Money Market Peoples Regular Savings Premium Advantage Savings Peoples Kids Savings

Freedom Checking

Spirit Checking

Super Now Checking

Health Savings Account

Advantage Money Market

Super Saver

FTSB UTMA

See account details on page 29.

VISIT US ONLINE www.ftsbbank.bank