Peoples Savings Bank Business Online Banking User Guide

8-19-24

Business Online Banking User Guide

Peoples Savings Bank "The People You Know And Trust"

II

Published by Murphy & Company, Inc. 13610 Barrett Office Drive, Suite 206

St. Louis, MO 63021 www.mcompany.com

© 2009-2024 Murphy & Company, Inc. Macintosh is a trademark of Apple Inc., registered in the U.S. and other countries. Adobe Reader is a registered trademark of Adobe Systems, Inc. Copyright 2021 CSI. All rights reserved. Disclaimer Concepts, strategies and procedures outlined in this guide can and do change and may not be applicable to all readers. The content in this guide is not warranted to offer a particular result or benefit. Neither the author, publisher nor any other party associated with this product shall be liable for any damages arising out of the use of this guide, including but not limited to loss of profit, commercial, special, incidental or other damages. For complete product and service information, please refer to the terms, conditions and disclosures for each product and service.

1

Getting Started

Welcome to Business Online Banking with Peoples Savings Bank! Whether you are at home or the office using a mobile phone, tablet or laptop, we strive to make your Business Online Banking experience easy and convenient. By adding powerful commercial products and features, PSB provides you with the complex tools your business needs to achieve its goals. Business Online Banking shares similar features with our personal accounts, but this guide is designed to direct you through business features only. You can navigate this guide by clicking a topic or feature in the Table of Contents. Each section provides an overview and steps to help you during the Business Online Banking process. If you have additional questions, contact us at 573-409-4057.

2

Table of Contents Getting Started

Business Online Banking Overview ............................................................................7 Sub-Users................................................................................................................................ 7 Companies .............................................................................................................................. 7 Transaction Type Overview .........................................................................................8 Accounts Dashboard Overview....................................................................................................9 Account Details Overview ..........................................................................................11 Transaction Details .....................................................................................................13 Adding a New Account ...............................................................................................15 Opening a New Account...................................................................................................... 16 Organize Dashboard ..................................................................................................19 Reorder Accounts ................................................................................................................ 19 Rename Accounts ................................................................................................................ 20 Hide/Unhide Accounts ........................................................................................................ 21 Hide/Unhide Dashboard Tiles ............................................................................................ 22 App Appearance................................................................................................................... 23 Quick Pay .....................................................................................................................24 Selecting Favorite Payees.................................................................................................... 24 Person to Person ................................................................................................................. 25 Bill Pay ................................................................................................................................... 27 Monthly Activity...........................................................................................................29 Security Protecting Your Information......................................................................................30 General Guidelines .............................................................................................................. 30 Login ID and Password........................................................................................................ 30 Fraud Prevention ................................................................................................................. 30 Login Settings ..............................................................................................................31 Change Username ............................................................................................................... 31 Change Password ................................................................................................................ 32 Change Security Questions................................................................................................. 33 Recent Logins ..............................................................................................................34 Mobile Security Preferences......................................................................................35 Enabling Biometric Sign-In.................................................................................................. 35 Enabling FaceID.................................................................................................................... 36 Enabling PIN Login......................................................................................................37 Auto-Login....................................................................................................................38

3

40 Alerts Alerts Overview ...........................................................................................................39 Custom Alerts....................................................................................................................... Bill Pay Alerts........................................................................................................................ 41 Business Banking Alerts...................................................................................................... 42 Security Alerts ...................................................................................................................... 43 Turning Alerts On and Off................................................................................................... 44 Editing or Deleting Alerts ...........................................................................................45 Previous Alerts ............................................................................................................46 Move Money Move Money Overview...............................................................................................47 Adding a Payee............................................................................................................48 Person to Person Payee...................................................................................................... 48 Bill Pay Payee - Company.................................................................................................... Bill Pay Payee - Individual ................................................................................................... 52 Favoriting a Payee................................................................................................................ 55 Editing a Payee ..................................................................................................................... 56 Deleting a Payee .................................................................................................................. 57 New Transaction .........................................................................................................58 Transferring Money Between Your Accounts................................................................... 58 Making a Loan Payment...................................................................................................... Transferring Money to Another Person (P2P) .................................................................. 62 Making a Bill Pay Payment.................................................................................................. 64 Editing Transfers/Payments ............................................................................................... 66 Skip Transfers/Payments .................................................................................................... 67 Deleting Transfers/Payments............................................................................................. 68 Autobooks Overview ......................................................................................................................69 Send an Invoice ........................................................................................................... Pause Recurring Schedule ......................................................................................... Edit Invoice Draft.........................................................................................................72 Mark Invoice as Paid...................................................................................................73 Copy Invoice ................................................................................................................74 Email Invoice................................................................................................................76 Cancel Invoice..............................................................................................................77 Edit Recurring Schedule .............................................................................................78 Resume Recurring Schedule......................................................................................81 Cancel Recurring Schedule ........................................................................................82 Export Invoices............................................................................................................83 New Estimate...............................................................................................................84 Edit an Estimate ..........................................................................................................86 50 60 70 80

4

Email an Estimate .......................................................................................................88 Create an Invoice from an Estimate .........................................................................89 Cancel an Estimate .....................................................................................................91 Export Estimates .........................................................................................................92 Add a Customer ..........................................................................................................93 Import Customers.......................................................................................................94 Export Customers .......................................................................................................95 Edit a Customer...........................................................................................................96 Archive a Customer ....................................................................................................98 Invoice Balance Details............................................................................................ 100 New Product/Service ............................................................................................... 101 Edit Product/Service ................................................................................................ 102 Delete Product/Service............................................................................................ 104 Invoice Settings ........................................................................................................ 105 Edit Invoice Reminders and Fees .................................................................................... 106 Payment Form Overview......................................................................................... 108 Payment Form Settings........................................................................................... 109 Share Your Payment Form Link ............................................................................. 110 Email Your Payment Form Link.............................................................................. 111 Payments .................................................................................................................. 112 Refund a Payment ................................................................................................... 113 Cancel a Payment .................................................................................................... 114 Deposit Checks Remote Deposit ....................................................................................................... 115 Manage Cards Turn Card On or Off................................................................................................. 116 Card Name................................................................................................................ 117 Card Alert.................................................................................................................. 118 Temporary Spending Limit Increase ..................................................................... 119 Change PIN ............................................................................................................... 120 Report Lost or Stolen Card ..................................................................................... 121 Travel Notification.................................................................................................... 122 Enable Automatic On/Off........................................................................................ 124 Services Locations................................................................................................................... 126 Secure Message Overview ...................................................................................... 127 Sending a Secure Message ..................................................................................... 128 Submit a Form................................................................................................................... 129 Documents ............................................................................................................... 130 Viewing Documents.......................................................................................................... 130

5

Settings Contact Settings ....................................................................................................... 131 Adding a New Phone ........................................................................................................ 131 Editing a Phone ................................................................................................................. 132 Deleting a Phone............................................................................................................... 133 Editing an Email Address ................................................................................................. 134 Language Preference .............................................................................................. 135 App Appearance....................................................................................................... 136 Sub-Users Sub-Users Overview ................................................................................................ 137 Sub-Users Overview ......................................................................................................... 138 Adding a New Sub-User .................................................................................................. 139 Editing a Sub-User ................................................................................................... 141 Part 1: Editing Sub-User Access....................................................................................... 142 Part 2: Editing Sub-User Limits........................................................................................ 143 Part 3: Editing Sub-User Authentication ........................................................................ 144 Deleting a Sub-User................................................................................................. 145 Company Management Company Management Overview ......................................................................... 146 Part 1: Adding a Company ............................................................................................... 147 Part 2: Adding a New Participant ......................................................................... 149 Part 3: Company Limits .................................................................................................... 151 Adding Participant to an Existing Company ......................................................... 152 Uploading Participants..................................................................................................... 154 Editing a Company................................................................................................... 155 ACH New ACH Batch ........................................................................................................ 156 Part 1: Creating an ACH Batch......................................................................................... 156 Part 2: Adding an Existing Participant ............................................................................ 158 Part 3: Adding a Detailed Record .................................................................................... 159 Part 4: Finalizing the ACH Batch...................................................................................... 161 Part 5: Scheduling the ACH Batch................................................................................... 162 Part 6: Reviewing the ACH Batch .................................................................................... 163 Creating an ACH Template ..................................................................................... 164 Part 1: Creating an ACH Template .................................................................................. 164 Part 2: Adding an Existing Participant ............................................................................ 166 Part 3: Adding a Detail Record ........................................................................................ 167 Part 4: Finalizing an ACH Template................................................................................. 169 Part 5: Reviewing an ACH Template ............................................................................... 170

6

Initiating a Template................................................................................................ 171 Part 1: Initiating a Template ............................................................................................ 171 Part 2: Scheduling an ACH Batch .................................................................................... 173 Part 3: Reviewing an ACH Batch...................................................................................... 174 Editing an ACH Template ........................................................................................ 175 Deleting an ACH Template...................................................................................... 176 ACH File Upload ....................................................................................................... 177 Creating a Template for Delimiter Separated File Uploads......................................... 179 Editing a Template for Delimiter Separated File Uploads............................................ 181 Deleting a Template for Delimiter Separated File Uploads ......................................... 182 Uploading a Delimiter Separated File............................................................................. 183 Editing an ACH Batch............................................................................................... 186 Deleting an ACH Batch ............................................................................................ 187 Approving an ACH Batch......................................................................................... 188 Reversing an ACH Batch.......................................................................................... 189 Positive Pay Introduction.............................................................................................................. 191 Manually Add a Check............................................................................................. 192 Check Upload Templates ........................................................................................ 194 Fixed Length Template..................................................................................................... 194 Delimiter Separated Template ........................................................................................ 196 Edit Upload Templates ............................................................................................ 198 Manually Add Checks Via Upload .......................................................................... 200 Managing Exceptions .............................................................................................. 202 Historical Decisions ................................................................................................. 203 Reports Creating a New Report ............................................................................................ 204 Running an Existing Report .................................................................................... 205 Editing a Report........................................................................................................ 206 Deleting a Report ..................................................................................................... 207

7

Getting Started Business Online Banking Overview

Whether you’re an enterprise, large corporation or small organization, our flexible Business Online Banking can efficiently serve you. Depending on your bank or company policy, you may need to set up your sub-users and/or companies before jumping into our state-of-the-art system. Sub-Users If your business only needs one person with access to Business Online Banking, you can set up a single login ID and password. This is typical for small companies who primarily use basic Online Banking tools with occasional business transactions. For larger organizations, our system lets you establish multiple login IDs and passwords for authorized employees. You can customize which employees get access to different features or accounts within Business Online Banking by establishing user entitlements. Companies Companies are different entities owned or managed by one master user. Business Online Banking allows you to manage your companies, offering centralized control to the parent company with the convenience of a single banking system.

Getting Started: Business Online Banking Overview

8

Getting Started Transaction Type Overview

Various types of payment methods are offered through Business Online Banking including wire and ACH transfers. Though both methods are quick, electronic payments, wires are the fastest way to transfer money between accounts. ACH transactions can be sent as a single or batch process, and funds are generally not available until the next business day. Please contact us at 573-409-4057 for a full list of wire and ACH fees or if you have any questions.

Getting Started: Transaction Type Overview

9

Accounts Dashboard Overview

After logging in, you are taken directly to the dashboard. From here, you can navigate to every feature within Online Banking. You can view the balances in your accounts, see your account summaries and more! C E

A

D

B

F

G

H

I

Accounts: Dashboard Overview

10

A. The navigation bar appears in every view on the left side of the screen. You can navigate to Online Banking features by selecting the appropriate tab. B. Your accounts are displayed in an account tile with their balance. If you click

an account tile, you are taken to the Account Details page. C. Export your accounts into a different format by clicking the

icon.

D. The

icon opens the search bar to find transactions with that account.

E. Click the

icon to add a new account. Go to page 15 for more information.

F. Quick links let you quickly access different features. G. Autobooks allows you to create and send invoices, as well as accept online payments directly into your PSB checking account and automate bookkeeping tasks through PSB’s digital banking platform. For more information go to page 69. H. Quick Pay allows you to quickly pay your favorite payees. Payees marked as favorites appear here. Go to page 24 for more information. I. View your monthly checking, savings and loan activity on a graph.

Accounts: Dashboard Overview

11

Accounts Account Details Overview

Selecting an PSB account on the dashboard takes you to the Account Details page, where you can view every transaction pertaining to that account. From here, you can view details such as type of transaction, check images and account balances, so you stay organized and on top of your finances.

A

D

C

B

E

G

H

F

Accounts: Account Details Overview

12

A. On the dashboard, click on an account tile to view the Account Details screen. B. The available balance of your account is displayed in the top left corner. C. Export your transactions into a different format by clicking the icon. D. The icon opens the search bar to sort and find transactions within that account. E. Use the “Sort” link to sort your transactions. F. The Statements button allows you to enroll in and access digital statements. Go to page 130 for more information. G. You can view more details about a transaction by clicking on it. H. More details about the account are displayed in the upper right corner. Click the icon to view additional details.

Accounts: Account Details Overview

13

Accounts Transaction Details

Access additional details about your transactions.

1 On the dashboard, select an account to view the Account Details screen. 1. Click a transaction.

A

B1

B

B2

B3

A. Click the icon to download transaction details. B. Click the Category button to categorize a transaction. 1. Click the icon to add a category. 2. Click a category to categorize the transaction. 3. (Optional) Check the box to automatically apply this category to all similar transactions.

Accounts: Transaction Details

14

C

D

C. Click the icon to add a note to a transaction. D. Click the “+ Attach Image(s)” link to add an image to a transaction.

Note : Adding a tag makes transactions easier to search. Adding an image is a great way to organize receipts.

Accounts: Transaction Details

15

Accounts Adding a New Account

Open a new account with PSB.

1

Click the View Accounts tab. 1. Click the icon.

Accounts: Adding a New Account

16

Opening a New Account

2

1

3

4

5

6

1. Click the Open Account button. 2. Select a social security number to create your new account for and click the Continue button. 3. You must confirm your ability to view your account disclosures. Click the “this document” link to open a pdf. 4. Enter the document code found in the previously opended pdf. 5. Check the box next to “Esign Consent.” 6. Add or remove the types of accounts you would like to open by clicking the

Accounts: Adding a New Account appropriate button and click the Continue button.

17

7

8

9

7. (Optional) At anytime during the opening of a new account, you can click the Save & Resume Later button to save your progress and return at a later time to finish. 8. Customize your products and click the Continue button. 9. Enter your personal information and click the Continue button. Accounts: Adding a New Account

18

10

11

10. Review and accept the disclosure and privacy notice, and click the Continue button. 11. Select a funding source. Enter an amount and any necessary information. Click the Continue button. A confirmation email will be sent to you.

Accounts: Adding a New Account

19

Accounts Organize Dashboard

Reorder, rename and hide accounts to customize your dashboard. You can also hide dashboard tiles. Reorder Accounts

1

2

Click the “Manage Profile” link at the top of the side menu. 1. Click the Reorder Accounts button. 2. Click and drag an account to reorder them.

Accounts: Organize Dashboard

20

Rename Accounts

1

2

3

Click the “Manage Profile” link at the top of the side menu. 1. Click the Rename Accounts button. 2. Rename your account(s). 3. Click the Save button when you are finished.

Accounts: Organize Dashboard

21

Hide/Unhide Accounts

1

2

Click the “Manage Profile” link at the top of the side menu. 1. Click the Hide Accounts button. 2. Select which accounts to hide or unhide.

Accounts: Organize Dashboard

22

Hide/Unhide Dashboard Tiles

1

2

Click the “Manage Profile” link at the top of the side menu. 1. Click the Hide Dashboard Tiles button. 2. Select which dashboard tiles to hide or unhide.

Accounts: Organize Dashboard

23

App Appearance Change the way the app appears on your devices. These changes will apply to any device you use to log into your account.

1

Click the “Manage Profile” link at the top of the side menu. 1. Select a display theme for the mobile app..

Accounts: Organize Dashboard

24

Accounts Quick Pay

Quickly send transfers to your favorite payees. Selecting Favorite Payees

1

2

3

Click the View Accounts tab. 1. Click the icon. 2. Check or uncheck the boxes next to the payees to add or remove them as favorites. 3. Click the Save button.

Accounts: Quick Pay

25

Person to Person

1

2

3

7

4

5

6

Click the View Accounts tab. 1. Click the person you would like to send money to. 2. Select an account. 3. Enter an amount to transfer. 4. Select how the payee should be notified and enter their contact information, if necessary. 5. (Optional) Enter a note. 6. Click the Continue button when you are finished. 7. Review the transfer information and click the Submit button.

Accounts: Quick Pay

26

8 9

8. Click the Set Up Another Transfer button to send another transfer. 9. Click the Print/Save Confirmation(s) button to print and/or save the confirmation.

Accounts: Quick Pay

27

Bill Pay

1

2

3

4

9

5

6

7

8 Click the View Accounts tab. 1. Click the bill you would like to pay. 2. Select an account. 3. Enter the amount to transfer.

4. Use the calendar feature to select a date. 5. Use the drop-down to select a frequency. 6. For recurring transfers, select an end date or number of payments. 7. Enter a check memo. 8. Click the Continue button. 9. Review the transfer information and click the Submit button.

Accounts: Quick Pay

28

10 11

10. Click the Set Up Another Payment button to send another transfer. 11. Click the Print/Save Confirmation(s) button to print and/or save the confirmation.

Accounts: Quick Pay

29

Accounts Monthly Activity

Your monthly activity is displayed using a line graph.

A

Click the View Accounts tab. A. Each colored line represents a different account.

Accounts: Monthly Activity

30

Security Protecting Your Information

Here at PSB, we work hard to protect your personal information and provide you with a dependable online experience. However, we rely on you to take further precautions to assure the safety of your accounts. By following our tips, Online Banking can be a secure and efficient method for your banking needs. General Guidelines • Make sure your operating system and antivirus software are up to date. • Always use secure wireless (WiFi) networks that require a login ID and password. • Never leave your computer unattended while using Online Banking. • Monitor your recent account history for unauthorized transactions. • Always log off Online Banking when you’re finished and close the browser. Login ID and Password • Create strong passwords by using a mixture of uppercase and lowercase letters, numbers and special characters. • Do not create passwords containing your initials or birthday. • Change your passwords periodically. • Memorize your passwords instead of writing them down. • Only register personal devices, and avoid using features that save your login IDs and passwords. Fraud Prevention • Do not open email attachments or click on links from unsolicited sources. • Avoid giving out personal information on the phone or through email. • Shred unwanted sensitive documents including receipts, checks, deposit slips, pre-approved credit card offers and expired cards. • Act quickly. If you suspect your financial information is compromised, call us immediately at 573-409-4057.

Security: Protecting Your Information

31

Security Login Settings

We take security very seriously at PSB, so we have added various tools to help you better protect your account information. You can manage these features to strengthen your Online Banking experience. Change Username You can change your username at any time. Create a unique username you will remember and follows our required guidelines.

1

2

3

4

Click the “Manage Profile” link at the top of the side menu. 1. Click the Change Username button

2. Enter a new username. 3. Enter your password. 4. Click the Save button.

Security: Login Settings

32

Change Password You can change your Online Banking password whenever you want to. Follow our guidelines to create a strong password.

1

2

3

4

Click the “Manage Profile” link at the top of the side menu. 1. Click the Change Password button 2. Enter your current password. 3. Enter and confirm your new password. 4. Click the Save button.

Security: Login Settings

33

Change Security Questions For your protection, you can establish new security questions and answers. Just like changing your password frequently, changing your security questions and answers helps to ensure the security of your accounts.

1

2 3

4

Click the “Manage Profile” link at the top of the side menu. 1. Click the Change Security Questions button 2. Enter a new answer. 3. Click the “Change question” link to change the question. 4. Click the Save button.

Security: Login Settings

34

Security Recent Logins

View a list of recent logins to your account.

1

2

Click the “Manage Profile” link at the top of the side menu. 1. Click the Recent Logins button 2. A list of recent logins will be displayed.

Security: Recent Logins

35

Security Mobile Security Preferences

Within PSB’s Mobile Banking app, you have the ability to set up security preferences that are not available on a desktop computer. These additional preferences make signing into your Mobile Banking quick and easy, but also add an extra layer of security to your private information while you are on the go! Enabling Biometric Sign-In Biometric Sign-In uses fingerprint recognition technology, allowing you to perform tasks on your Apple ® or Android TM device with just your fingerprint. With this feature enabled, you can quickly and securely access your accounts using our mobile app!

1

2

Sign in to PSB’s Mobile Banking app and click the “Manage Profile” link at the top of the side menu. 1. Click the TouchID tab. 2. Enter your username and password, and click the Sign In button.

Note : You must have biometric sign-in enabled on your mobile device before enabling it through our Mobile Banking app.

Security: Mobile Security Preferences

36

Enabling FaceID Face ID is a feature which utilizes facial recognition technology, allowing you to unlock your Apple® device with your face instead of a login ID and password.

1

2

Sign in to PSB’s Mobile Banking app and click the “Manage Profile” link at the top of the side menu. 1. Click the FaceID tab. 2. Enter your username and password, and click the Sign In button.

Note : You must have FaceID sign-in enabled on your mobile device before enabling it through our Mobile Banking app.

Security: Mobile Security Preferences

37

Security Enabling PIN Login

Create a unique PIN within our Mobile Banking app to quickly and easily log in to Mobile Banking on the go.

4

1

5

2

6

3

7

Sign in to PSB’s Mobile Banking app and click the “Manage Profile” link at the top of the side menu. 1. Enter your current password. 2. Enter and re-enter your chosen PIN number. 3. Click the Create PIN button. 4. To edit your pin, click the Change PIN button. 5. Enter your current password. 6. Enter and re-enter your chosen PIN number. 7. Click the Update PIN button.

Security: Enabling PIN Login

38

Security Auto-Login

Auto-login bypasses the login screen on your mobile device, allowing access to basic account information such as balances, activity and other histories while still restricting access to sensitive areas such as transfers.

1

Sign in to PSB’s Mobile Banking app and click the “Manage Profile” link at the top of the side menu. 1. Check the box next to Auto-Login.

Security: Auto-Login

39

Alerts Alerts Overview

Stay on top of the transactions flowing to and from your accounts. When you create an alert through Online Banking, you specify the conditions that trigger that alert, so you stay on top of what’s important to you.

A

C

B

In the Documents & Settings tab, click Manage Alerts . A. Click the icon to create an alert. B. View your alerts and turn them on and off. C. View previous alerts.

Alerts: Alerts Overview

40

Custom Alerts

1

2

3

4 5

6

7

8

9 In the Documents & Settings tab, click Manage Alerts . 1. Click the icon. 2. Click the Custom button. 3. Select an account. 4. Use the drop-down to select an alert type. 5. Enter the required fields. Fields will vary based on the alert type selected. 6. Use the drop-down to select an alert time.

7. Enter a name for the alert. 8. Select a notification method. 9. Click the Create button.

Alerts: Alerts Overview

41

Bill Pay Alerts Create alerts to monitor bill pay items. 1

3

4

2

5

6

7 In the Documents & Settings tab, click Manage Alerts . 1. Click the icon. 2. Click the Bill Pay button. 3. Use the drop-down to select an alert type. 4. Use the drop-down to select an alert time.

5. Enter a name for the alert. 6. Select a notification method. 7. Click the Create button.

Alerts: Alerts Overview

42

Business Banking Alerts

1

2

3

4 5

6

7

8 In the Documents & Settings tab, click Manage Alerts . 1. Click the icon. 2. Click the Business Banking button. 3. Select an account or click the Create Company Based Alert button to create a company based alert. 4. Use the drop-down to select an alert type. 5. Enter the required fields. Fields will vary based on the alert type selected.

6. Enter a name for the alert. 7. Select a notification method. 8. Click the Create button.

Alerts: Alerts Overview

43

Security Alerts We want you to feel confident while using Online Banking. To help you feel safe and in control, Security Alerts are implemented in your accounts to notify you immediately when security scenarios occur.

1

3

4

5

2

6

7

In the Documents & Settings tab, click Manage Alerts . 1. Click the icon. 2. Click the Security button. 3. Select an alert type. 4. Enter the required fields. Fields will vary based on the alert type selected.

5. Enter a name for the alert. 6. Select a notification method. 7. Click the Create button.

Alerts: Alerts Overview

44

Turning Alerts On and Off

1a

1b

2a

2b

In the Documents & Settings tab, click Manage Alerts . 1. To turn an alert on: a. Click the Off button next to the alert. b. Click the Turn On button. 2. To turn an alert off: a. Click the On button next to the alert. b. Click the Turn Off button.

Alerts: Alerts Overview

45

Alerts Editing or Deleting Alerts

Quickly and easily edit or delete existing links.

1

2a

3a

3b

2b

In the Documents & Settings tab, click Manage Alerts . 1. Click an alert. 2. To edit an alert: a. Make the necessary changes. b. Click the Save button. 3. To delete an alert: a. Click the Delete This Alert button. b. Click the Delete button.

Alerts: Editing or Deleting Alerts

46

Alerts Previous Alerts

View alerts previously sent to you.

1

In the Documents & Settings tab, click Manage Alerts . 1. Click an alert to view more details.

Alerts: Previous Alerts

47

Move Money Move Money Overview

Making transfers between your accounts or sending payments to companies and individuals has never been easier!

C

D

A

E

B

In the Pay, Transfer, & Receive tab, click Move Money . A. Edit or delete your scheduled transactions. Go to page 66 for more information. B. View your completed previous transactions. C. Create a new transaction by clicking the New Transaction button. Go to page 58 for more information. D. Autobooks allows you to create and send invoices, as well as accept online payments directly into your PSB checking account and automate bookkeeping tasks through PSB’s digital banking platform. For more information go to page 69. E. Add, edit or delete payees. Go to page 48 for more information.

Move Money: Move Money Overview

48

Move Money Adding a Payee

You can add different types of payees. Person to Person: Person to person payments are a digital cash alternative that make sending and receiving money as easy as emailing and texting. Whether it’s paying allowance, splitting the check or sending a birthday gift, person to person payments allow you to quickly transfer money from your existing debit account to almost anyone. Bill Pay: Using Bill Pay can save you time with payee profiles for the companies or people you pay regular bills to. Whether it’s a one-time payment or a frequent occurrence, managing your payees lets you pay your bills on time in just a few clicks. For more information about adding a bill pay payee, go to page 50. Person to Person Payee 1

In the Pay, Transfer, & Receive tab, click Move Money . 1. Click the icon.

Move Money: Adding a Payee

49

3

2

4

5

6

7

2. Click the Person to Person button. 3. (Optional) Upload a photo of the payee. 4. Enter the payee’s first and last name. 5. Select a payment method. 6. Enter the payee’s email, mobile number or debit card information depending upon the payment method chosen. 7. Click the Save button when you are finished.

Note : We’ll send the recipient a notice and ask them to take a moment to register.

Move Money: Adding a Payee

50

Bill Pay Payee - Company You can electronically pay a company such as your mobile phone provider, utility company or even your dentist. The information printed on your bill is all you need to set up a company as a payee.

1

2

In the Pay, Transfer, & Receive tab, click Move Money . 1. Click the icon. 2. Click the Bill Pay button.

Move Money: Adding a Payee

51

9

3

10

4

5

6

11

7 8

12 13

14

3. (Optional) Upload a photo of the payee. 4. Select “Company.”

5. Enter the payee’s name. 6. Enter a payee nickname. 7. Use the drop-down to select a pay from account.

8. Enter the payee’s account number. 9. Enter the payee’s phone number. 10. Enter the payee’s address. 11. Click the Save button when you are finished. 12. Click the Send A Payment button to send a payment. 13. Click the Add Another Payee button to add another payee. 14. Click the Close button to close the window.

Move Money: Adding a Payee

52

Bill Pay Payee - Individual You can pay anyone, such as a babysitter, dog-walker or a freelance worker, by creating them as a payee in Bill Pay.

1

2

In the Pay, Transfer, & Receive tab, click Move Money . 1. Click the icon. 2. Click the Bill Pay button.

Move Money: Adding a Payee

53

8

3

4

5

9

6

10

7

3. (Optional) Upload a photo of the payee. 4. Select “Individual.” 5. Enter the payee’s name. 6. Enter a payee nickname. 7. Enter the payee’s phone number. 8. Enter the payee’s address. 9. Choose how you want to pay this payee.

• I’ll provide bank info: If you know the payee’s bank account information, you can enter their account number, routing number and choose their account type. • Mail a check: A check payment will be mailed to them. 10. Click the Save button when you are finished.

Move Money: Adding a Payee

54

11 12

13

11. Click the Send A Payment button to send a payment. 12. Click the Add Another Payee button to add another payee. 13. Click the Close button to close the window.

Move Money: Adding a Payee

55

Favoriting a Payee Mark payees as favorites to send quick payments to them. For more information about quick payments, go to page 24.

1

2

In the Pay, Transfer, & Receive tab, click Move Money . 1. Click the payee you would like to favorite. 2. Click the Add Favorite button.

Move Money: Adding a Payee

56

Editing a Payee

1

2

In the Pay, Transfer, & Receive tab, click Move Money . 1. Click the payee you would like to edit. 2. Make the necessary changes and click the Save button.

Move Money: Adding a Payee

57

Deleting a Payee

1

3

2

In the Pay, Transfer, & Receive tab, click Move Money . 1. Click the payee you would like to delete. 2. Click the Delete This Payee button. 3. Click the Delete button.

Move Money: Adding a Payee

58

Move Money New Transaction

Transfer money between your accounts or to another person. Transferring Money Between Your Accounts

1

2

3

4

In the Pay, Transfer, & Receive tab, click Move Money . 1. Click the New Transaction button. 2. (Optional) Use the tags and search bar to filter through your accounts. 3. Choose an account. 4. Choose a recipient. To choose multiple recipients, click the Select Multiple button, choose your recipients and click the Add Selected Recipients button.

Move Money: New Transaction

59

11

5

6

7

8

9

12 13

10

14

5. Enter the amount to transfer. 6. Use the calendar feature to select a date. 7. Use the drop-down to select a frequency.

8. For recurring transfers, select an end date and check the box to make transfers that fall on a holiday or weekend on the next available business day. 9. (Optional) Enter a note. 10. Click the Continue button. 11. Review the transfer information and click the Submit button. 12. Click the Set Up Another Transfer button to create another transfer. 13. Click the Print/Save Confirmation button to print or save the confirmation. 14. Click the Close button when you are finished.

Move Money: New Transaction

Made with FlippingBook flipbook maker