The Commerce Bank: Online Banking Commercial Guide

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Table of Contents Getting Started

Business Online Banking Overview.............................................................................5 Users........................................................................................................................................ 5 Subsidiaries............................................................................................................................. 5 Recipients................................................................................................................................ 5 Business Online Banking Transaction Types . .................................................................... 6 Recipient Overview........................................................................................................7 ACH Only- Part 1 of 2: Adding a Recipient........................................................................... 8 ACH Only- Part 2 of 2: Recipient Account Detail................................................................. 9 ACH & Wire- Part 1 of 4: Adding a Recipient..................................................................... 10 ACH & Wire- Part 2 of 4: Beneficiary FI Detail................................................................... 11 ACH & Wire- Part 3 of 4: Intermediary FI Detail................................................................ 12 ACH & Wire- Part 4 of 4: Recipient Account Detail........................................................... 13 Wires Only (Domestic) - Part 1 of 4: Adding a Recipient.................................................. 14 Wires Only (Domestic)- Part 2 of 4: Beneficiary FI Detail................................................. 15 Wires Only (Domestic)- Part 3 of 4: Intermediary FI Detail. ............................................ 16 Wires Only (Domestic)- Part 4 of 4: Recipient Account Detail......................................... 17 Wires Only (International)- Part 1 of 4: Adding a Recipient............................................. 18 Wires Only (International)- Part 2 of 4: Beneficiary FI Detail........................................... 19 Wires Only (International)- Part 3 of 4: Intermediary FI Detail. ...................................... 20 Wires Only (International)- Part 4 of 4: Recipient Account Detail................................... 21 Editing a Recipient.......................................................................................................22 Editing a Recipient’s Templates.......................................................................................... 23 Deleting a Recipient. ...................................................................................................24 Payment Template Overview.....................................................................................25 Creating a Template....................................................................................................26 ACH Batch.............................................................................................................................. 27 ACH Payment........................................................................................................................ 29 ACH Collection...................................................................................................................... 31 ACH Receipt........................................................................................................................... 33 Domestic Wire. ..................................................................................................................... 35 International Wire. ............................................................................................................... 37 Payroll.................................................................................................................................... 39 Sending a Single Payment..........................................................................................41 ACH Batch.............................................................................................................................. 41 ACH Payment........................................................................................................................ 44 ACH Collection...................................................................................................................... 46 ACH Receipt........................................................................................................................... 49 Domestic Wire. ..................................................................................................................... 51 International Wire. ............................................................................................................... 53