The Commerce Bank: Online Banking Commercial Guide

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ACH Filter Rules Setup

The default rule for ACH Filter is that all incoming ACH credits are accepted and all incoming ACH debits are put in the exception queue for you to review and decision. However, the ACH Authorization Rules Setup process permits you to override the default. This is commonly done for incoming ACH debits. An example would be that all ACH debits are put in the exception queue except for transactions by your insurance company if they are less than $1,000.

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Click the New Client Setup tab, then ACH Authorization Rules Setup . 1. By default, the Notification Type is set to “Create Exception” to place incoming ACH Debits in the Exception queue for you to review and make a pay/return decision. The “Edit” link allows you to change the Notification Type. Select “Email Notification Only” if all you want is an email notifying you of the transaction. Click the “Update” link when you are finished. 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 0 12 13 14 15 16 17 18 19 0 22 23 24 25 26 27 28 29 30 2 3 4 5 6 7 8 9 J L M N O P Q R S T V W X Y Z B C D E F G H I Note : If this change is made it will impact all ACH Exceptions for all accounts for all users. Please be very careful if you decide to receive Email Notifications Only. 2. An easy way to start a new Rule is to use an ACH transaction that was captured in the Exception queue. Select among the Standard Entry Class Codes if you want the Rule to only apply to certain types of ACH transfers. Select whether the Rule will apply to debits (“DR”), credits (“CR”) or both. Enter the Maximum Allowable Amount for a transaction. 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J1 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 J2 J1 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 10a 2a 3a 4a 5a 6a 7a 8a 9a 10b 2b 3b 4b 5b 6b 7b 8b 9b 10c 2c 3c 4c 5c 6c 7c 8c 9c 0d 2d 3d 4d 5d 6d 7d 8d 9d 11a 12a 13a 14a 15a 6a 7a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 2a 3a 14a 15a 6a 7a 8a 19a 20a A1 B1 C1 D1 E1 F1 G1 H1 I1 12b 13b 14b 15b 16b 17b 18b 19b 20b A2 B2 C2 D2 E2 F2 G2 H2 I2 B1 C1 D1 E1 F1 G1 H1 I1 A3 B3 C3 D3 E3 F3 G3 H3 I3 B2 C2 D2 E2 F2 G2 H2 I2 J2 11 12 13 14 15 21 22 23 24 25 1 2 3 4 5 K L M N O U V W X Y A B C D E 1a 2a 3a 4a 5a 1b 2b 3b 4b 5b 1c 2c 3c 4c 5c 11a 12a 13a 14a 15a 11b 12b 13b 14b 15b 1d 2d 3d 4d 5d A1 B1 C1 D1 E1 A2 B2 C2 D2 E2 A3 B3 C3 D3 E3 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J3

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Positive Pay: ACH Filter Rules Setup

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