IBC Online Banking & Bill Pay

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Services Overdraft Courtesy Options

As an IBC Customer, one of the many services you enjoy is Overdraft Courtesy®. An overdraft occurs when you have insufficient available funds in your account to cover a transaction. When this happens, we protect you by allowing the transaction to be paid up to the limit for your account. This can save you both the inconvenience and the potential embarrassment of being unable to make your purchase; it can be used as a safety net in case you need it.

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In the Services tab, click Overdraft Courtesy Options . 1. Select an overdraft option for each of your accounts. 2. Accept the disclosure. 3. Click the Continue button when you are finished making changes.

Services: Overdraft Courtesy Options