United Community Bank: A Quick and Easy Guide to Online Banking and Bill Pay

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Edit Annual Percentage Rate (APR) and Minimum Payment See how your APR and minimum payment affect your debt.

Note: You may see both “Interest Rate” and “APR” displayed. The interest rate is the cost you pay the lender for borrowing money, while Annual Percentage Rate (APR) is the overall cost of borrowing, including the interest rate plus certain fees charged by the lender. Both are expressed as a yearly percentage and help you understand the cost of your debt.

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On the Home page, click the icon and select “Debts.” 1. Click a debt to edit your APR interest and minimum payment.

Financial Tools: Online Banking Home Page