First Citizens Bank Digital Banking for Business User Guide

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Move Money (Payments & Transfers)

Pay Loan or Credit Card

If you have a First Citizens Bank loan and/or Credit Card, you can make payments on the “Pay Loan or Credit Card” page. Paying using this feature gives you additional payment options not available under the “Transfer Funds” feature including the ability to pay from a non-First Citizens account. To pay a loan or credit card with a First Citizens Bank account: In the Payments & Transfers drop-down, click Pay Loan or Credit Card . 1. Select “Make a Payment to First Citizens loan & credit card accounts.” 2. Select the account from which you’d like to make a payment, followed by the loan or credit card account to which you’d like to make your payment 3. Select a payment type: a. Loan Payment Options:

• Payment Due • Other Amount b. Credit Card Payment Options: • Minimum Payment Due

• Outstanding Balance • Statement Balance • Other Amount 4. If you selected “Other Amount”, enter the desired payment amount. 5. Select transaction frequency, One-time payment or Recurring Payment. Enter the start and end dates for the recurring transaction. 6. (Optional) Enter a reference information in the Memo field. 7. Click the Submit Payment button.

Move Money (Payments & Transfers): Pay Loan or Credit Card