First Citizens Bank Digital Banking for Consumers User Guide

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6. (Optional) Enter a reason for the payment. 7. Click the Send button.

Note : If your contact isn’t enrolled with Zelle ® , they will receive a notification about your payment that will ask them to take a moment to enroll to receive the money. Once your recipient enrolls with Zelle ® at their financial institution (or in the Zelle ® app if their bank or credit union does not offer Zelle ® ), the money will be sent directly to their account, typically in minutes.

Move Money (Payments & Transfers): Send Money with Zelle®