Franklin Bank and Trust Company Digital Banking User Guide Consumer

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Budget ..........................................................................................................................50 Adding Budgets.................................................................................................................... 51 Managing Budgets............................................................................................................... 52 Add a Budget Alert............................................................................................................... 54 Cashflow Overview .....................................................................................................55 Add a Bill or Income ............................................................................................................ 56 Net Worth ....................................................................................................................57 Add an Unlinked Asset or Debt.......................................................................................... 58 Goals.............................................................................................................................59 Adding Goals ........................................................................................................................ 60 Save for Goals....................................................................................................................... 60 Pay Off Goals ........................................................................................................................ 61 Add a Goal Alert ................................................................................................................... 62 Managing Goals ................................................................................................................... 63 Security Protecting Your Information......................................................................................64 General Guidelines .............................................................................................................. 64 Login ID and Password........................................................................................................ 64 Fraud Prevention ................................................................................................................. 64 Login Settings ..............................................................................................................65 Change Username ............................................................................................................... 65 Change Password ................................................................................................................ 66 Change Security Questions................................................................................................. 67 Recent Logins ..............................................................................................................68 Mobile Security Preferences......................................................................................69 Enabling Biometric Sign-In.................................................................................................. 69 Enabling FaceID.................................................................................................................... 70 Enabling PIN Login......................................................................................................71 Auto-Login....................................................................................................................72 Alerts Alerts Overview ...........................................................................................................73 Custom Alerts....................................................................................................................... 74 Security Alerts ...................................................................................................................... 75 Track My Money Alerts........................................................................................................ 76 Turning Alerts On and Off................................................................................................... 77 Editing or Deleting Alerts ...........................................................................................78 Previous Alerts ............................................................................................................79

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