HFB Online Banking and Mobile App Business User Guide

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Table of Contents Getting Started

Standard Business Online Banking.............................................................................4 High Risk Transaction Code.................................................................................................. 4 Remote Deposit Capture....................................................................................................... 4 Bill Pay..................................................................................................................................... 4 Manage Cards......................................................................................................................... 4 Enhanced Business Online Banking............................................................................5 Includes all Standard features as well as:........................................................................... 5 Positive Pay............................................................................................................................. 5 Smart Transfers...................................................................................................................... 5 Picture Pay.............................................................................................................................. 5 Business User Administrator................................................................................................ 5 Wire Transactions................................................................................................................... 6 ACH File Transactions............................................................................................................ 6 New Business Enrollment..................................................................................................... 7 Logging in After Enrollment.................................................................................................. 7 Transaction Type Overview..........................................................................................8 Business Online Banking Transaction Types...................................................................... 8 Manage Users Overview........................................................................................................ 9 Desktop. .................................................................................................................................. 9 Mobile.................................................................................................................................... 10 Adding a New User .............................................................................................................. 11 Part 1 of 4: Establishing Transaction Type Entitlements................................................. 13 Part 2 of 4: Disabling a Transaction Type.......................................................................... 14 Part 3 of 4: Editing Approval Limits for a Transaction Type............................................ 15 Part 4 of 4: Approval Rights................................................................................................. 16 Business Banking Editing an Existing User’s Entitlements.....................................................................17 Recipient Overview......................................................................................................18 Adding a Recipient............................................................................................................... 19 ACH Only - Recipient Account Detail.................................................................................. 20 ACH & Wire - Receiving Bank Detail................................................................................... 22 ACH & Wire - Receiver and Intermediary Detail....................................................................... 25 Domestic Wires Only - Receiving Bank Detail................................................................... 26 Domestic Wires Only - Receiver and Intermediary Detail............................................... 28 International Wires Only - Beneficiary Bank Detail.......................................................... 29 International Wires Only - Receiver and Intermediary Detail......................................... 31 Review.................................................................................................................................... 32