HFB Online Banking and Mobile App Business User Guide

5

Getting Started

Enhanced Business Online Banking

Includes all Standard features as well as: Positive Pay

Allows you to guard against fraudulent check activity, such as checks paid but not issued, amount alterations, stale dated checks, payee alterations. Enables you to stop a fraudulent check before it clears the account.

Smart Transfers Supports automatic sweeps to assist you in maintaining target balances and maximization of earnings on excess funds. You will have the ability to select accounts to monitor, the balance type to monitor, the balance condition to monitor, and account to transfer to. Picture Pay Enables you to pay bills to external businesses by either manually creating a payee or by uploading a picture of a bill or invoice. An image of the invoice will attach to the transaction for future uses.

Business User Administrator The business administrator feature allows you to create, entitle, and manage additional users for the business.

Note : Each Enhanced Business Online Banking feature is a separate service within Enhanced Business Online Banking and requires account officer approval and appropriate account type for usage.

Getting Started: Enhanced Business Online Banking