North State Bank Cash Management and Online Banking Guide for Business Accounts

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Table of Contents Getting Started

Online Cash Management Overview..........................................................................5 Users........................................................................................................................................ 5 Subsidiaries ............................................................................................................................ 5 Recipients................................................................................................................................ 5 Online Cash Management Transaction Types.................................................................... 6 Commercial Users Overview .............................................................................................................7 User Management Overview................................................................................................ 8 Adding a New User ............................................................................................................... 9 Part 1 of 5: Establishing Transaction Type Rights ............................................................ 10 Part 2 of 5: Disabling a Transaction Type ......................................................................... 11 Part 3 of 5: Editing Approval Limits for a Transaction Type ........................................... 12 Part 4 of 5: Establishing Rights to Access Features.......................................................... 13 Part 5 of 5: Establishing Rights to Access Accounts......................................................... 14 Editing an Existing User’s Rights ...............................................................................15 Deleting a User............................................................................................................16 Subsidiary Overview ...................................................................................................17 Adding a Subsidiary ............................................................................................................. 18 Editing a Subsidiary ....................................................................................................19 Deleting a Subsidiary..................................................................................................20 Recipient Overview .....................................................................................................21 ACH Only- Part 1 of 2: Adding a Recipient ........................................................................ 22 ACH Only- Part 2 of 2: Recipient Account Detail .............................................................. 23 ACH & Wire- Part 1 of 4: Adding a Recipient..................................................................... 24 ACH & Wire- Part 2 of 4: Beneficiary FI Detail ................................................................... 25 ACH & Wire- Part 3 of 4: Intermediary FI Detail ............................................................... 26 ACH & Wire- Part 4 of 4: Recipient Account Detail........................................................... 27 Wires Only (Domestic) - Part 1 of 4: Adding a Recipient ................................................. 28 Wires Only (Domestic)- Part 2 of 4: Beneficiary FI Detail ................................................ 29 Wires Only (Domestic)- Part 3 of 4: Intermediary FI Detail ............................................. 30 Wires Only (Domestic)- Part 4 of 4: Recipient Account Detail ........................................ 31 Editing a Recipient ......................................................................................................32 Editing a Recipient’s Templates.......................................................................................... 33 Deleting a Recipient....................................................................................................34 Payment Template Overview ....................................................................................35 Creating a Template ...................................................................................................36 ACH Credit ............................................................................................................................ 37 ACH Debit.............................................................................................................................. 39