North State Bank Cash Management and Online Banking Guide for Business Accounts

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Commercial ACH Pass-Thru

NACHA-formatted Pass-Thru files are created outside of Business Online Banking using Excel or another similar accounting software. Depending on your user rights, you have the option to upload and submit these complex files to North State Bank for processing. Note: Per NACHA rules customers who use ACH services to pay people/individuals for any type of compensation, such as wages, salaries, bonuses, commissions, and 1099 contractor payments must include the word “Payroll” in the Company Entry Description field in the NACHA file. Please refer to your software being used to create your NACHA file(s) for more information.

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In the Cash Management tab, click ACH File Upload . 1. Choose a NACHA-formatted file to import. 2. Select a process date using the calendar feature. 3. Enter a memo. 4. Click either the Draft or Approve button when you are finished.

Commercial: ACH Pass-Thru