Roxboro Savings Bank Mobile Business Guide

2-11-21

Mobile Business Guide

II

Published by Murphy & Company, Inc. 13610 Barrett Office Drive, Suite 206

St. Louis, MO 63021 www.mcompany.com

© 2009-2021 Murphy & Company, Inc. Macintosh is a trademark of Apple Inc., registered in the U.S. and other countries. Adobe Reader is a registered trademark of Adobe Systems, Inc. © 2012 Portions of this guide were written by Finastra.

Disclaimer Concepts, strategies and procedures outlined in this guide can and do change and may not be applicable to all readers. The content in this guide is not warranted to offer a particular result or benefit. Neither the author, publisher nor any other party associated with this product shall be liable for any damages arising out of the use of this guide, including but not limited to loss of profit, commercial, special, incidental or other damages. For complete product and service information, please refer to the terms, conditions and disclosures for each product and service.

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Getting Started

Welcome to Business Online Banking with Roxboro Savings Bank! Whether you are at home or the office using a mobile phone, tablet or laptop, we strive to make your Online Banking experience easy and convenient. By adding powerful commercial products and features, Roxboro Savings Bank provides you with the complex tools your business needs to achieve its goals. Business Online Banking shares similar features with our personal accounts, but this guide is designed to direct you through business features only. You can navigate this guide by clicking a topic or feature in the Table of Contents. Each section provides an overview and steps to help you during the Business Online Banking process. If you have additional questions, contact us at 1 (866) 601-6070.

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Table of Contents Getting Started

Business Online Banking Overview.............................................................................3 Users........................................................................................................................................ 3 Recipients................................................................................................................................ 3 Transaction Type Overview..........................................................................................4 Business Online Banking Transaction Types...................................................................... 4 Business Banking Users Overview..............................................................................................................5 User Management Overview. ............................................................................................... 6 Recipient Overview........................................................................................................7 Adding a Recipient. ................................................................................................................ 8 ACH Only - Entering Information.......................................................................................... 9 Domestic Wires Only - Receiving Bank Detail................................................................... 11 Domestic Wires Only - Receiver and Intermediary Detail............................................... 13 Review.................................................................................................................................... 14 Editing a Recipient.......................................................................................................15 Deleting a Recipient. ...................................................................................................16 Creating a Batch Payee List........................................................................................17 Creating a New Payment............................................................................................21 Create a Payment................................................................................................................. 21 Make Batch Payment........................................................................................................... 24 Editing a Batch.............................................................................................................27 Deleting a Batch. .........................................................................................................28 Activity...........................................................................................................................29 Deleting a Transaction......................................................................................................... 29 Viewing, Approving or Denying a Transaction.........................................................30 Single Transaction................................................................................................................ 30

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Getting Started

Business Online Banking Overview Whether you’re an enterprise, large corporation or small organization, our flexible Business Online Banking can efficiently serve you. Depending on your size, the first steps in banking online are setting up your users and recipients. After setting up these key entities, you can jump right in and experience our state-of-the-art If your business only needs one person with access to Online Banking, Roxboro Savings Bank will assign a Company ID, user name, and password. This is typical for small companies who primarily use basic Online Banking tools with occasional business transactions. For larger organizations, RSB will assign a Master User who may establish multiple login IDs and passwords for authorized employees in the organization. You can customize which employees get access to different features within Online Banking by establishing user entitlements. Recipients Recipients are people or businesses to whom you send or request money using a payment feature offered through Online Banking. After creating a profile for each recipient, you can choose the method to send them money and the respective transaction details. Each created recipient is saved within the system, so you can quickly and easily make future payments. system. Users

Getting Started: Business Online Banking Overview

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Getting Started

Various types of payment methods are offered through Business Online Banking, including wire and ACH transfers. While both methods are quick electronic payments, wires are the fastest way to transfer money between accounts. ACH transactions can be sent as a single or batch process, and funds are generally not available until the next business day. Please call us at 1 (866) 601-6070 for a full list of wire and ACH fees, or if you have any questions. Business Online Banking Transaction Types Transaction Type Overview

Type

Description

Upload a NACHA-formatted file.

ACH Upload

ACH Payment

Send a payment to one recipient.

ACH Batch

Send a payment to several recipients.

ACH Receipt

Initiate a payment from one recipient.

Import a list of recipients and amounts.

ACH Import

Domestic Wire

Send a wire to a recipient within the US.

Create batches with sensitive information that will prevent additional ACH operators from seeing sensitive information. Send payroll to several recipients. If a recipient has more than one account, you can split that payment into several accounts.

Payroll/ Restricted Batch

Getting Started: Transaction Type Overview

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Business Banking

Users Overview

Depending on the number of employees, owners and company policies, Business Online Banking lets you set up multiple users with different access and limits. New users can be created with their own unique login IDs and passwords. Each user is assigned a set of user entitlements that permits or prevents them from performing certain actions such as: • Sending or drafting payments and creating templates for certain transaction types. • The number of approvals that can be completed in a day or the dollar amount in a specific transaction. • Accessing specific accounts from multiple entities. • Managing recipients, users, subsidiaries and templates. Authorized users can set up the features, accounts and entitlements each user needs to do their job. Establishing these entitlements gives users permission to perform specific tasks, helping you manage your business and keep it running as smooth as possible.

Business Banking: Users Overview

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User Management Overview The User Management page lets you view all your existing users in one easy place. 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9

10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3

11 12 13 14 15 16 17 18 1 2 22 23 24 25 26 27 28 2 1 2 3 4 5 6 7 8 9 K L M N O P Q R S U V W X Y Z A B C D E F G H 1a 2a 3a 4a 5a 6a 7a 8a 9 1b 2b 3b 4b 5b 6b 7b 8b 9 1c 2c 3c 4c 5c 6c 7c 8c 9

1d 2d 3d 4d 5d 6d 7d 8d 9

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1 b 12b 13b 14b 15b 16b 17b 18b 1

J1 A1 B1 C1 D1 E1 F1 G1 H1 A B2 C2 D2 E2 F2 G2 H2 I A3 B3 C3 D3 E3 F3 G3 H3 I

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In the sidebar, click Manage Users . A. View the name and email of each user. B. Use the search bar to find a specific user. C. Lock and unlock a user by clicking the

icon.

Business Banking: Users Overview

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Business Banking

A recipient is any person or company that receives payments from your business. For easy access on the Recipient Management page, you can set up individual profiles so funds can be sent to or collected from a recipient. After they are created, you can include them in multiple payments or templates. Recipient Overview

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In the sidebar, click Business Payments . A. The following information displays for each recipient: • Name 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 1d 2d 3d 4d 5d 6d 7d 8d 9d

11b 12b 13b 14b 15b 16b 17b 18b 19b 20b

• Reference Number • Account Number • Payment Methods

A1 B1 C1 D1 E1 F1 G1 H1 I1

J1

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Business Banking: Recipient Overview

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Adding a Recipient If you are assigned the Payee Management entitlement, you will need to set up your recipients before you can send payments. In order to add a recipient, you will need to have their contact and account information.

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In the sidebar, click Business Payments . 1. Click the Add Recipients button. 2. Click the Create Payee button. 3. Select a transfer type. 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I

1d 2d 3d 4

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Business Banking: Recipient Overview

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ACH Only - Entering Information When adding a payee who will only receive ACH payments, you will need to provide additional information for that recipient.

10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a A1 B1 C1 D1 E1 F1 G1 H1 I1 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J3 labeled consumer and CCD SEC codes are labeled business. 3. Enter the name of the person or business receiving the wire. 4. (Optional) Enter the recipient’s email address. A3 B3 C3 D3 E3 F3 G3 H3 I3 J2 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 1. Check the box next to “ACH.” 2. Select either Consumer or Business from the drop-down. PPD SEC codes are A2 B2 C2 D2 E2 F2 G2 H2 I2 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b A2 B2 C2 D2 E2 F2 G2 H2 I2 A1 B1 C1 D1 E1 F1 G1 H1 I1 5. Enter a reference number. The reference number is used to differentiate between two recipients with the same name. This field is required and can be populated with an invoice number, employee number or other details unique to the recipient. 6. Enter their account number. 7. Select an account type using the drop-down. 8. Enter their ACH routing number. 9. Click the Next button. J1 J2 J3 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 A3 B3 C3 D3 E3 F3 G3 H3 I3 J1 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b A1 B1 C1 D1 E1 F1 G1 H1 I1 A2 B2 C2 D2 E2 F2 G2 H2 I2 A3 B3 C3 D3 E3 F3 G3 H3 I3 11 12 13 14 15 21 22 23 24 25 1 2 3 4 5 K L M N O U V W X Y A B C D E 11 12 13 14 15 16 17 21 22 23 24 25 26 27 1 2 3 4 5 6 7 K L M N O P Q U V W X Y Z A B C D E F G 11 12 13 14 15 16 17 18 21 22 23 24 25 26 27 28 1 2 3 4 5 6 7 8 K L M N O P Q R U V W X Y Z A B C D E F G H 11 12 13 14 15 16 17 18 19 21 22 23 24 25 26 27 28 29 1 2 3 4 5 6 7 8 9 K L M N O P Q R S U V W X Y Z A B C D E F G H I 11 12 13 14 15 16 21 22 23 24 25 26 1 2 3 4 5 6 1a 2a 3a 4a 5a 6a 1b 2b 3b 4b 5b 6b 1c 2c 3c 4c 5c 6c 11a 12a 13a 14a 15a 16 11b 12b 13b 14b 15b 16 1d 2d 3d 4d 5d 6d K L M N O P U V W X Y Z A B C D E F A1 B1 C1 D1 E1 F1 A2 B2 C2 D2 E2 F2 A3 B3 C3 D3 E3 F3 1a 2a 3a 4a 5a 1b 2b 3b 4b 5b 1c 2c 3c 4c 5c 11a 12a 13a 14a 15 1a 2a 3a 4a 5a 6a 7a 1b 2b 3b 4b 5b 6b 7b 1c 2c 3c 4c 5c 6c 7c 10 11 12 13 14 15 16 17 18 19 20 1 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 1a 2a 3a 4a 5a 6a 7a 8a 1b 2b 3b 4b 5b 6b 7b 8b 1c 2c 3c 4c 5c 6c 7c 8c 11a 12a 13a 14a 15a 16a 17a 18 1d 2d 3d 4d 5d 6d 7d 8d 1a 2a 3a 4a 5a 6a 7a 8a 9a 1b 2b 3b 4b 5b 6b 7b 8b 9b 1c 2c 3c 4c 5c 6c 7c 8c 9c 11b 12b 13b 14b 15 1d 2d 3d 4d 5d A1 B1 C1 D1 E A2 B2 C2 D2 E2 A3 B3 C3 D3 E3 1d 2d 3d 4d 5d 6d 7d 11a 12a 13a 14a 15a 16a 17 11b 12b 13b 14b 15b 16b 17 A1 B1 C1 D1 E1 F1 G1 A2 B2 C2 D2 E2 F2 G2 A3 B3 C3 D3 E3 F3 G3 10 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 11b 12b 13b 14b 15b 16b 17b 18 A1 B1 C1 D1 E1 F1 G1 H A2 B2 C2 D2 E2 F2 G2 H2 A3 B3 C3 D3 E3 F3 G3 H 11a 12a 13a 14a 15a 16a 17a 18a 19 11b 12b 13b 14b 15b 16b 17b 18b 19 1d 2d 3d 4d 5d 6d 7d 8d 9d A1 B1 C1 D1 E1 F1 G1 H1 I1 A2 B2 C2 D2 E2 F2 G2 H2 I2 A3 B3 C3 D3 E3 F3 G3 H3 I3 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 11a 12a 13a 14a 15a 16a 17a 18a 9a 20 11b 12b 13b 14b 15b 16b 17b 18b 9b 20 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a A1 B1 C1 D1 E1 F1 G1 H1 I1 J1 J2 J3 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9

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Business Banking: Recipient Overview

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10 14 15 16 17 18 19 20 24 25 26 27 28 29 30 4 5 6 7 8 9 J N O P Q R S T X Y Z D E F G H I 10a 4a 5a 6a 7a 8a 9a 10b 4b 5b 6b 7b 8b 9b 10c 4c 5c 6c 7c 8c 9c 10d 4d 5d 6d 7d 8d 9d

14a 15a 16a 17a 18a 19a 20a

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14b 15b 16b 17b 18b 19b 20b

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10. Enter a company entry description. 11. Click the Next button. 12. You will receive a message saying Payee created successfully, then click the Close button. Note : The Company Entry Description is a short (10-character) description that informs the receiver of the transaction’s purpose. The receiver will be able to see this description. For example: payroll, purchase or gas bill. The value entered in this field will be used to populate the Batch Header’s Company Entry Description field in the file when initiating a single-entry transaction. This field is overwritten by the batch description if the user associates the recipient to a batch created within our system. J3

D3 E3 F3 G3 H3 I3

1d 2d 3d 4d 5d 6d 7d

11a 12a 13a 14a 15a 16a 17

11b 12b 13b 14b 15b 16b 17

A1 B1 C1 D1 E1 F1 G1 A2 B2 C2 D2 E2 F2 G2 A3 B3 C3 D3 E3 F3 G3

Business Banking: Recipient Overview

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Domestic Wires Only - Receiving Bank Detail A beneficiary financial institution is the final institution to receive funds. Depending on the transfer type you selected in Part 1, you may need to provide receiving bank information.

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First follow steps 1-3 on page 8. 1. Check the box next to “Wire.” 2. Select either Consumer or Business from the drop-down. PPD SEC codes are labeled consumer and CCD SEC codes are labeled business. 3. Enter the name of the person or business receiving the wire. 4. Enter the contact name. If you are sending the wire to a person, enter same name from step 3. 5. (Optional) Enter the recipient’s email address. 6. Enter a reference number. The reference number is used to differentiate between two recipients with the same name. This field is required and can be populated with an invoice number, employee number or other details unique to the recipient. 7. (Optional) Enter the phone number and fax number. 8. Enter the account number. 9. Select an account type using the drop-down. J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 J1 J2 J3 0a a 2a 3 4 5 6a 7 8a 9a 0 b 2b 3b 4b 5b 6 7 8b 9b 0c c 2c 3c 4c 5c 6c 7c 8c 9c 0d a 12a 13a 14a 15a 16a 17a 18a 19a 20a b 12b 13b 14b 15b 16b 17b 18b 19b 20b d 2d 3d 4d 5d 6d 7d 8d 9d J1 1 B1 C1 D1 E1 F1 G1 H1 I1 J2 2 B2 C2 D2 E2 F2 G2 H2 I2 J3 3 B3 C3 D3 E3 F3 G3 H3 I3 0 a 3a 4a 5a 6a 7a 8a 9a 0 b 3b 4b 5b 6b 7b 8b 9b 10c c 3c 4c 5c 6c 7c 8c 9c 0d a 13a 14a 15a 16a 17a 18a 19a 20a b 13b 14b 15b 16b 17b 18b 19b 20b d 3d 4d 5d 6d 7d 8d 9d J M N O P Q R S T W X Y Z C D E F G H I J1 1 C1 D1 E1 F1 G1 H1 I1 J2 2 C2 D2 E2 F2 G2 H2 I2 J3 3 C3 D3 E3 F3 G3 H3 I3 10a a 4a 5a 6a 7a 8a 9a 10b b 4 5b 6b 7b 8b 9b 10c c 4c 5c 6c 7c 8c 9c 10d a 14a 15a 16a 17a 18a 19a 20a b 14b 15b 16b 17b 18b 19b 20b d 4d 5d 6d 7d 8d 9d J M N O P Q R S T W X Y Z D E F G H I J1 1 D1 E1 F1 G1 H1 I1 J2 2 D2 E2 F2 G2 H2 I2 J3 3 D3 E3 F3 G3 H3 I3 A1 B1 C1 D1 E1 F1 G1 H1 I1 A2 B2 C2 D2 E2 F2 G2 H2 I2 A3 B3 C3 D3 E3 F3 G3 H3 I3 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 0d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 A1 B1 C1 D1 E1 F1 G1 H1 I J A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 1 12 13 14 15 16 17 18 19 20 1 22 23 24 25 26 27 28 29 30 3 4 5 6 7 8 9 J L M N O P Q R S T B C D E F G H I 10 13 14 15 16 17 18 19 20 23 24 25 26 27 28 29 30 3 4 5 6 7 8 9 10 14 15 16 17 18 19 20 3 24 25 26 27 28 29 30 4 5 6 7 8 9 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 0d 1d 2d 3d 4d 5d 6d 7d 8d 9d U V W X Y Z 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 3 4 5 6 7 8 9 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b A1 B1 C1 D1 E1 F1 G1 H1 I1 A2 B2 C2 D2 E2 F2 G2 H2 I2 A3 B3 C3 D3 E3 F3 G3 H3 I3 10 1a 2a 3a 4a 5a 6a 7a 8a 9a 10 1b 2b 3b 4b 5b 6b 7b 8b 9b 10 1c 2c 3c 4c 5c 6c 7c 8c 9c 10 1d 2d 3d 4d 5d 6d 7d 8d 9d 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 11a 12a 13a 14a 15a 16a 17a 18a 19a 20 11b 12b 13b 14b 15b 16b 17b 18b 19b 20 J A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J A3 B3 C3 D3 E3 F3 G3 H3 I3 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 J2 J3 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d

Business Banking: Recipient Overview

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10 19 20 29 30 9

1a 2a 1b 2b 1c 2c 11 12 13 21 22 23 1 2 3 K L M U V W A B C 11a 12a 11b 12b 1d 2d A1 B1 A2 B2 A3 B3 1a 2a 3a 1b 2b 3b 1c 2c 3c

J S T I

10a a 9a 10b b 9b 10c c 9c 10d d 9d

a 19a 20a

b 19b 20b

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11a 12a 13a 11 2 3 14 21 22 23 24 1 2 3 4 K L M N U V W X A B C D 11b 12b 13b 1d 2d 3d A1 B1 C1 A2 B2 C2 A3 B3 C3 1a 2a 3a 4a 1b 2b 3b 4b 1c 2c 3c 4c

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10. Enter the address. 11. Enter the beneficiary financial institution’s routing number. The bank’s name will auto-populate. 12. Enter the beneficiary financial institution’s address. 13. Click the Next button. Note : Incorrect receiving bank details are the main reason wire transfers get rejected. Wires are considered a final method of payment and may not be recalled if incorrect information is entered. Be sure the wiring instruction data is accurate.

1d 2d 3d 4d

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Business Banking: Recipient Overview

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Domestic Wires Only - Receiver and Intermediary Detail Some financial institutions use an in-between third-party bank called an intermediary to process funds. If your receiving bank requires an intermediary, you will need the wire routing number and address of the financial institution.

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10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a A1 B1 C1 D1 E1 F1 G1 H1 I1 A2 B2 C2 D2 E2 F2 G2 H2 I2 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b A3 B3 C3 D3 E3 F3 G3 H3 I3 A1 B1 C1 D1 E1 F1 G1 H1 I1 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d J1 J2 J3 J1

1a 2a 3a 4a 5a 1b 2b 3b 4b 5b 1c 2c 3c 4c 5c K L M N O U V W X Y A B C D E 11 12 13 14 15 16 1 21 22 23 24 25 26 2 1 2 3 4 5 6 7 1a 2a 3a 4a 5a 6a 7 1b 2b 3b 4b 5b 6b 7 1c 2c 3c 4c 5c 6c 7 K L M N O P Q U V W X Y Z A B C D E F G 11 12 13 14 15 16 17 1 21 22 23 24 25 26 27 2 1 2 3 4 5 6 7 8 K L M N O P Q R U V W X Y Z A B C D E F G H 11 12 13 14 15 16 17 18 1 21 22 23 24 25 26 27 28 2 1 2 3 4 5 6 7 8 K L M N O P Q R U V W X Y Z A B C D E F G H 11a 12a 13a 14a 15a 11b 12b 13b 14b 15b 1 1d 2d 3d 4d 5d 6d 7 1d 2d 3d 4d 5d A1 B1 C1 D1 E1 A2 B2 C2 D2 E2 A3 B3 C3 D3 E3 11a 12a 13a 14a 15a 16a 1 11b 12b 13b 14b 15b 16b 1 A1 B1 C1 D1 E1 F1 G A2 B2 C2 D2 E2 F2 G A3 B3 C3 D3 E3 F3 G 1a 2a 3a 4a 5a 6a 7a 8 1b 2b 3b 4b 5b 6b 7b 8 1c 2c 3c 4c 5c 6c 7c 8 11a 12a 13a 14a 15a 16a 17a 1 11b 12b 13b 14b 15b 16b 17b 1 1d 2d 3d 4d 5d 6d 7d 8 A1 B1 C1 D1 E1 F1 G1 H A2 B2 C2 D2 E2 F2 G2 H A3 B3 C3 D3 E3 F3 G3 H 1a 2a 3a 4a 5a 6a 7a 8a 1b 2b 3b 4b 5b 6b 7b 8b 1c 2c 3c 4c 5c 6c 7c 8c

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If you have a Receiver DI Bank and/or an Intermediary Bank, follow the steps below, if not click the Next button. 1. Check the box next to “Receiver DI Bank.” 2. Enter the receiver DI bank’s routing number and bank name. 3. Check the box next to “Intermediary Bank.” 4. Enter intermediary bank’s routing number. The bank’s name will auto-populate. 5. Enter intermediary bank’s address. 6. Click the Next button.

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Business Banking: Recipient Overview

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14

Review

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1. Review the information and click the Submit button when you are finished. 2. You will be presented with a message that says “Payee created successfully.” Click the Close button.

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Business Banking: Recipient Overview

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15

Business Banking

Editing a Recipient

If a recipient’s account or personal information changes, an authorized user can make edits from the Business Payments page.

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In the sidebar, click Business Payments . 1. Find the recipient you want to edit, click the icon and select “View Details.” 2. Make changes to the recipient’s information. Click the Submit button and, then the Close button.

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Business Banking: Editing a Recipient

16

Business Banking

Deleting a Recipient If you are assigned the payee management entitlement, you have the ability to permanently delete a recipient that is no longer needed. This deletes their contact information from the Business Payments page, but does not delete them from any existing payments. To remove a recipient from a saved transaction, you must delete them from the actual transaction.

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icon and select “Delete Payee.” J K L M N O P Q R S T U V W X Y Z A B C D E F G H I A1 B1 C1 D1 A2 B2 C2 D2 A3 B3 C3 D3 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 11a 12a 13a 14a 11b 12b 13b 14b 1d 2d 3d 4d

In the sidebar, click Business Payments . 1. Find the recipient you want to edit, click the 2. Click the Confirm button when you are finished.

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Business Banking: Deleting a Recipient

17

Business Banking

Creating a Batch Payee List Business Online Banking allows you to create a batch payee list to make quick payments to multiple recipients. This is especially beneficial when doing payroll since you can enter multiple amounts and recipients.

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In the sidebar, click Business Payments . 1. Click the Add Recipients button. 2. Click the Create Batch Payee List button. 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I

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Business Banking: Creating a Batch Payee List

18

10 1 12 13 14 15 16 17 18 19 20 1 22 23 24 25 26 27 28 29 30 2 3 4 5 6 7 8 9 J L M N O P Q R S T B C D E F G H I 10 2 13 14 15 16 17 18 19 20 2 23 24 25 26 27 28 29 30 3 4 5 6 7 8 9 J L M N O P Q R S T V W X Y Z B C D E F G H I 10 3 14 15 16 17 18 19 20 3 4 25 26 27 28 29 30 4 5 6 7 8 9 J M N O P Q R S T W X Y Z C D E F G H I 10 4 15 16 17 18 19 20 4 25 26 27 28 29 30 4 5 6 7 8 9 J N O P Q R S T X Y Z D E F G H I 10a a 2a 3a 4a 5a 6a 7a 8a 9a 10b b 2b 3b 4b 5b 6b 7b 8b 9b 10c c 2c 3c 4c 5c 6c 7c 8c 9c 10d d 2d 3d 4d 5d 6d 7d 8d 9d 10a a 3a 4a 5a 6a 7a 8a 9a 10b b 3b 4b 5b 6b 7b 8b 9b 10c c 3c 4c 5c 6c 7c 8c 9c 0d d 3d 4d 5d 6d 7d 8d 9d 10a 3a 4a 5a 6a 7a 8a 9a 10b b 4b 5b 6b 7b 8b 9b 10c c 4c 5c 6c 7c 8c 9c 0d d 4d 5d 6d 7d 8d 9d 10a 4a 5a 6a 7a 8a 9a 10b 4b 5 6 7 8 9b 10c 4c 5c 6c 7c 8c 9c 0d 4d 5d 6d 7d 8d 9d a 12a 13a 14a 15a 16a 17a 18a 19a 20a b 12b 13b 14b 15b 16b 17b 18b 19b 20b U V W X Y Z 1 B1 C1 D1 E1 F1 G1 H1 I1 2a 13a 14a 15a 16a 17a 18a 19a 20a J2 2 B2 C2 D2 E2 F2 G2 H2 I2 b 13b 14b 15b 16b 17b 18b 19b 20b J3 3 B3 C3 D3 E3 F3 G3 H3 I3 B1 C1 D1 E1 F1 G1 H1 I1 a 14a 15a 16a 17a 18a 19a 20a J1 J2 2 C2 D2 E2 F2 G2 H2 I2 3b 14b 15b 16b 17b 18b 19b 20b

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J1 3. Enter a batch name. 4. Enter a batch description. This field is limited to ten characters or less. The description is automatically added to the NACHA-formatted ACH file. 5. Use the drop-down to select a batch type. Select PPD for consumer or CCD for business. 6. (Optional) Check the box if the transaction is a payroll batch. If enabled, this batch will be restricted to only entitled business users. 7. Select the payment type by checking the appropriate box. 8. Click the Next button. 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 K L M N O P Q R S U V W X Y Z A B C D E F G H I J3 1a 2a 3a 4a 5a 6a 7a 8a 9a 1b 2b 3b 4b 5b 6b 7b 8b 9b 1c 2c 3c 4c 5c 6c 7c 8c 9c 11a 12a 13a 14a 15a 16a 17a 18a 19a 1d 2d 3d 4d 5d 6d 7d 8d 9d

B3 C3 D3 E3 F3 G3 H3 I3 J1 C1 D1 E1 F1 G1 H1 I1 4a 15a 16a 17a 18a 19a 20a

C2 D2 E2 F2 G2 H2 I2 4b 15b 16b 17b 18b 19b 20b C3 D3 E3 F3 G3 H3 I3 D1 E1 F1 G1 H1 I1 J1

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Business Banking: Creating a Batch Payee List

19

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1a 2a 1b 2b 1c 2c K L U V A B

J R S T H I

10a a 8a 9a 10b b 8b 9b 10c c 8c 9c 10d d 8d 9d

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11 12 13 14 15 16 21 22 23 24 25 26 1 2 3 4 5 6 K L M N O P U V W X Y Z A B C D E F 1a 2a 3a 4a 5a 6a 1b 2b 3b 4b 5b 6b 1c 2c 3c 4c 5c 6c

7b 18b 19b 20b

J1 10 1 12 13 14 15 16 17 18 19 20 1 22 23 24 25 26 27 28 29 30 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 1 H1 I1 2 H2 I2 J3 3 H3 I3 10a a 2a 3a 4a 5a 6a 7a 8a 9a 10b b 2b 3b 4b 5b 6b 7b 8b 9b 10c c 2c 3c 4c 5c 6c 7c 8c 9c 10d d 2d 3d 4d 5d 6d 7d 8d 9d 12. Click the Next button.

J2 9. Check the appropriate boxes to add recipients to a batch. 10. Click the Next button. 11. Enter default amounts for each recipient.

Note : Default amounts are saved to be used for ACH batch transactions. It is also possible to edit the default amounts on a one- time basis when setting up an ACH batch transaction.

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Business Banking: Creating a Batch Payee List

20

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10 1 12 13 14 15 16 17 18 19 20 1 22 23 24 25 26 27 28 29 30 2 3 4 5 6 7 8 9 J L M N O P Q R S T B C D E F G H I 10a a 2a 3a 4a 5a 6a 7a 8a 9a 10b b 2b 3b 4b 5b 6b 7b 8b 9b 10c c 2c 3c 4c 5c 6c 7c 8c 9c 10d d 2d 3d 4d 5d 6d 7d 8d 9d U V W X Y Z

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13. Review payment information and click the Next button. 14. You will be presented with a message that says “Payee created successfully.” Click the Close button.

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b 12b 13b 14b 15b 16b 17b 18b 19b 20b

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Business Banking: Creating a Batch Payee List

21

Business Banking Creating a New Payment

If you are assigned ACH entitlements, you can use the Payments tab to send a one-time payment. Create a Payment You can initiate payments within Business Online Banking after establishing a payee. Creating a new payment also allows you to set up recurring payments and effective dates.

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In the sidebar, click Business Payments . 1. Click the Transfer Funds button. 2. Click the Create Payment button. 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9

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Business Banking: Creating a New Payment

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10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 0c 1c 2c 3c 4c 5c 6c 7c 8c 9c 0d 1d 2d 3d 4d 5d 6d 7d 8d 9d 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 3 4 5 6 7 8 9

10 13 14 15 16 17 18 19 20 23 24 25 26 27 28 29 30 3 4 5 6 7 8 9 J M N O P Q R S T W X Y Z C D E F G H I 10 14 15 16 17 18 19 20 24 25 26 27 28 29 30 4 5 6 7 8 9 J N O P Q R S T X Y Z D E F G H I 10 15 16 17 18 19 20 25 26 27 28 29 30 5 6 7 8 9 J O P Q R S T Y Z E F G H I 10 12 13 14 15 16 17 18 19 20 22 23 24 25 26 27 28 29 30 2 3 4 5 6 7 8 9 10a 2a 3a 4a 5a 6a 7a 8a 9a 10b 2b 3b 4b 5b 6b 7b 8b 9b 10c 2c 3c 4c 5c 6c 7c 8c 9c 10d 12a 13a 14a 15a 16a 17a 18a 19a 20a 12b 13b 14b 15b 16b 17b 18b 19b 20b 2d 3d 4d 5d 6d 7d 8d 9d J L M N O P Q R S T V W X Y Z B C D E F G H I B1 C1 D1 E1 F1 G1 H1 I1 10 16 17 18 19 20 26 27 28 29 30 6 7 8 9 10 17 18 19 20 27 28 29 30 7 8 9 10a 3a 4a 5a 6a 7a 8a 9a 10b 3b 4b 5b 6b 7b 8b 9b 10c 3c 4c 5c 6c 7c 8c 9c 10d 3d 4d 5d 6d 7d 8d 9d 10a 4a 5a 6a 7a 8a 9a 10b 4b 5b 6b 7b 8b 9b 10c 4c 5c 6c 7c 8c 9c 10d 4d 5d 6d 7d 8d 9d 0 5a 6a 7a 8a 9a 5b 6b 7b 8b 9b 10c 5c 6c 7c 8c 9c 0d 5d 6d 7d 8d 9d B2 C2 D2 E2 F2 G2 H2 I2 B3 C3 D3 E3 F3 G3 H3 I3 10a 6a 7a 8a 9a 10b 6b 7b 8b 9b 10c 6c 7c 8c 9c 10d 6d 7d 8d 9d J P Q R S T Z F G H I J Q R S T G H I 13a 14a 15a 16a 17a 18a 19a 20a 13b 14b 15b 16b 17b 18b 19b 20b J1 C1 D1 E1 F1 G1 H1 I1 14a 15a 16a 17a 18a 19a 20a C2 D2 E2 F2 G2 H2 I2 14b 15b 16b 17b 18b 19b 20b C3 D3 E3 F3 G3 H3 I3 D1 E1 F1 G1 H1 I1 15a 16a 17a 18a 19a 20a J2 D2 E2 F2 G2 H2 I2 15b 16b 17b 18b 19b 20b E2 F2 G2 H2 I2 16b 17b 18b 19b 20b 10a 7a 8a 9a 10b 7b 8b 9b 10c 7c 8c 9c 10d 7d 8d 9d J1 J3 J3 D3 E3 F3 G3 H3 I3 E1 F1 G1 H1 I1 16a 17a 18a 19a 20a J1 J2

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A2 B2 C2 D2 E2 F2 G2 H2 I2 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b A1 B1 C1 D1 E1 F1 G1 H1 I1 A3 B3 C3 D3 E3 F3 G3 H3 I3 J1 A2 B2 C2 D2 E2 F2 G2 H2 I2 J2

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3. Use the drop-down to select a recipient. 4. (Optional) Use the drop-down to select a payment method. 0 J2

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5. Use the drop-down to select a payment type. 6. Use the drop-down to select an offset account. 7. Use the drop-down to select an originating ID. J2 J3 J1

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J3 IDs are often the EIN for a business, but could also be a DUNS number or another identifying number generated by your financial institution. If the field is blank, the business account holder must contact your financial institution to add the correct number in the Originating Entities fields in Administrator Console. J2 J3 Note : Originating IDs are entered by your financial institution when the business is added to the Administrator Console. Originating

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8. Enter a payment amount. 9. Select an effective date.

10. Select a frequency using the drop-down. Frequency options include: One- time, Weekly, Every two weeks, Monthly, Every three months and Annually.

Business Banking: Creating a New Payment

11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10a 1a a 3a 4a 5a 6a 7a 8a a 10b b b b b b b b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a A1 B1 C1 D1 E1 F1 G1 H1 I1 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1

23

11. For a recurring transfer: 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 1 12 13 14 15 16 17 18 19 20 1 22 23 24 25 26 27 28 29 30 2 3 4 5 6 7 8 9 10a a 2a 3a 4a 5a 6a 7a 8a 9a 10b b 2b 3b 4b 5b 6b 7b 8b 9b 10c c 2c 3c 4c 5c 6c 7c 8c 9c 10d d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I A3 B3 C3 D3 E3 F3 G3 H3 I3 A2 B2 C2 D2 E2 F2 G2 H2 I2 A3 B3 C3 D3 E3 F3 G3 H3 I3 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 1 1 C1 1 E1 F1 1 1 I1 2 2 2 2 2 2 2 2 I2 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b A1 B1 C1 D1 E1 F1 G1 H1 I1 1a 12a 13a 14a 15a 16a 17a 18a 19a 20a A2 B2 C2 D2 E2 F2 G2 H2 I2 1b 12b 13b 14b 15b 16b 17b 18b 19b 20b

J2 J3 J1 J2

J3

11 12 13 14 15 1 21 22 23 24 25 2 1 2 3 4 5 1a 2a 3a 4a 5a 1b 2b 3b 4b 5b 1c 2c 3c 4c 5c K L M N O U V W X Y A B C D E

a. Choose how long the transfer should occur. • Until Canceled: Transactions process until the user cancels the recurring payment in the application. • Until End Date: Transactions occur on the scheduled frequency until the end-date that the user designates has passed. • Until Total Payments Made: Transactions occur on the scheduled frequency until the designated number of payments have been completed. b. Enter an end date or total number of transfers, if necessary. 12. Enter a memo. 13. Click the Submit button. 14. Review the payment information and click the Confirm button. J1 J2 J3 J1 J2 J3

A3 B3 C3 D3 E3 F3 G3 H3 I3

A1 B1 C1 D1 E1 F1 G1 H1 I1

2 B2 C2 D2 E2 F2 G2 H2 I2

1d 2d 3d 4d 5d

3 B3 C3 D3 E3 F3 G3 H3 I3

11a 12a 13a 14a 15a

11b 12b 13b 14b 15b

A1 B1 C1 D1 E1 A2 B2 C2 D2 E2 A3 B3 C3 D3 E3

Business Banking: Creating a New Payment

24

Make Batch Payment If you have ACH entitlements, you can create a batch payment using an established batch payment list.

In the sidebar, click Business Payments . 1. Click the Transfer Funds button. 2. Click the Make Batch Payment button. 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9

11 12 13 14 15 1 21 22 23 24 25 2 1 2 3 4 5 6 K L M N O U V W X Y A B C D E F 1a 2a 3a 4a 5a 6 1b 2b 3b 4b 5b 6 1c 2c 3c 4c 5c 6

1d 2d 3d 4d 5d 6

11a 12a 13a 14a 15a 16a 17a 18a 19a 20a

11a 12a 13a 14a 15a 1

11b 12b 13b 14b 15b 16b 17b 18b 19b 20b

A1 B1 C1 D1 E1 F1 G1 H1 I1

J1

11b 12b 13b 14b 15b 1

A1 B1 C1 D1 E1 A2 B2 C2 D2 E2 F A3 B3 C3 D3 E3 F

J2

A2 B2 C2 D2 E2 F2 G2 H2 I2

J3

A3 B3 C3 D3 E3 F3 G3 H3 I3

Business Banking: Creating a New Payment

25

10 1 12 13 14 15 16 17 18 19 20 1 22 23 24 25 26 27 28 29 30 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 3 14 15 16 17 18 19 20 3 24 25 26 27 28 29 30 4 5 6 7 8 9 J M N O P Q R S T W X Y Z D E F G H I 10 15 16 17 18 19 20 25 26 27 28 29 30 5 6 7 8 9 10a a 2a 3a 4a 5a 6a 7a 8a 9a 10b b 2b 3b 4b 5b 6b 7b 8b 9b 10c c 2c 3c 4c 5c 6c 7c 8c 9c 10d d 2d 3d 4d 5d 6d 7d 8d 9d 10a a 4a 5a 6a 7a 8a 9a 10b b 4b 5b 6b 7b 8b 9b 10c c 4c 5c 6c 7c 8c 9c 10d d 4d 5d 6d 7d 8d 9d J O P Q R S T Y Z E F G H I 1a 12a 13a 14a 15a 16a 17a 18a 19a 20a 1b 12b 13b 14b 15b 16b 17b 18b 19b 20b 3a 14a 15a 16a 17a 18a 19a 20a A1 B1 C1 D1 E1 F1 G1 H1 I1 b 14b 15b 16b 17b 18b 19b 20b 10a a 5a 6a 7a 8a 9a 10b b 5b 6b 7b 8b 9b 10c c 5c 6c 7c 8c 9c 10d d 5d 6d 7d 8d 9d J2 2 B2 C2 D2 E2 F2 G2 H2 I2 1 D1 E1 F1 G1 H1 I1 J3 3 B3 C3 D3 E3 F3 G3 H3 I3 2 D2 E2 F2 G2 H2 I2 J1 J2

J1 11 12 13 14 15 1 21 22 23 24 25 2 1 2 3 4 5 6 1a a 3a 4a 5a 6 1b 2b 3b 4b 5b 6 1c 2c 3c 4c 5c 6 K L M N O P U V W X Y Z A B C D E F 11 12 13 14 15 16 21 22 23 24 25 26 1 2 3 4 5 6 1a 2a 3a 4a 5a 6 1b 2b 3b 4b 5b 6 1c 2c 3c 4c 5c 6 K L M N O P U V W X Y Z A B C D E F 1a 2a 3a 4a 5a 6 1b 2b 3b 4b 5b 6 1c 2c 3c 4c 5c 6 11a 12a 1 a 1 1 a 1 11b 12b 1 1 1 1 A1 B1 C1 D1 E1 F A2 B C2 D2 E2 F A3 B3 C D3 E3 F 11a 12a 13a 14a 15a 16 11b 12b 13b 14b 15b 16 1d 2d 3d 4d 5d 6 A1 B1 C1 D1 E1 F A2 B2 C2 D2 E2 F A3 B3 C3 D3 E3 F 11a 12a 13a 14a 15a 1 11b 12b 13b 14b 15b 1 1d 2d 3d 4d 5d 6 K L M N O U V W X Y A B C D E 1d 2d 3d 4d 5d 6 A1 B1 C1 D1 E1 A2 B2 C2 D2 E2 F A3 B3 C3 D3 E3 F 11 12 13 14 15 16 21 22 23 24 25 26 1 2 3 4 5 6 J2

J1 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9

11a 12a 13a 14a 15a 16a 17a 18a 19a 20a

11b 12b 13b 14b 15b 16b 17b 18b 19b 20b

J3 3. Select a batch using the drop-down. 4. To change the recipient details:

A1 B1 C1 D1 E1 F1 G1 H1 I1

3 D3 E3 F3 G3 H3 I3 a 15a 16a 17a 18a 19a 20a

A2 B2 C2 D2 E2 F2 G2 H2 I2

b 15b 16b 17b 18b 19b 20b

J3 a. Click the box to hold all payments in this batch. b. Click a box next to a recipient to hold individual payments. c. Click the box to prenote all recipients in the batch and verify their information. d. Click the Confirm button when you are finished. 5. Select a from account using the drop-down. 6. Enter an effective date. A3 B3 C3 D3 E3 F3 G3 H3 I3 J1 J2 J3

1 E1 F1 G1 H1 I1

2 E2 F2 G2 H2 I2

3 E3 F3 G3 H3 I3

Business Banking: Creating a New Payment

26 10 17 18 19 20 27 28 29 30 7 8 9 J Q R S T G H I 10 17 18 19 20 27 28 29 30 7 8 9 J Q R S T G H I 10 16 17 18 19 20 5 26 27 28 29 30 6 7 8 9 J O P Q R S T Y Z F G H I 10 7 18 19 20 7 28 29 30 8 9 J Q R S T G H I a 17a 18a 9a 20a b 7b 18b 19b 20b J1 1 G1 H1 I1 J2 2 G2 H2 I2 J3 3 G3 H3 I3 10a a 7a 8a 9a 10b b 7b 8b 9b 10c c 7c 8c 9c 10d a 7a 8a 19a 20a b 17b 18b 19b 20b d 7d 8d 9d J1 1 1 1 I1 2 2 2 I2 10a a 6a 7a 8a 9a 10b b 6b 7b 8b 9b 10c c 6c 7c 8c 9c 10d 5a 16a 17a 18a 19a 20a d 6d 7d 8d 9d 10a a 8a 9a 10b b 8b 9b 10c c 8c 9c 10d d 8d 9d 10 8 19 20 8 29 30 9 J R S T H I 3 G3 H3 I3 1 F1 G1 H1 I1 2 F2 G2 H2 I2 3 F3 G3 H3 I3 10a a 7a 8a 9a 10b b 7b 8b 9b 10c c 7c 8c 9c 10d d 7d 8d 9d J2 J3 b 16b 17b 18b 19b 20b

10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J1 J2 J3

11 12 13 1 21 22 23 2 1 2 3

7a 18a 19a 20a

1 H1 I1 10a a 9a 10b b 9b 10c c 9c 10d d 9d 2 H2 I2 3 H3 I3 8a 19a 20a

7. Select a frequency using the drop-down. Frequency options include: One- time, Weekly, Every two weeks, Monthly, Every three months and Annually. 8. For a recurring transfer: a. Choose how long the transfer should occur. • Until Canceled: Transactions process until the user cancels the recurring payment in the application. • Until End Date: Transactions occur on the scheduled frequency until the end-date that the user designates has passed. • Until Total Payments Made: Transactions occur on the scheduled frequency until the designated number of payments have been completed. b. Enter an end date or total number of transfers, if necessary. 9. Select an originating ID using the drop-down. 10. Enter a memo. 11. Click the Submit button. 12. Review the payment information and click the Confirm button. J1 J2 J3 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 J1 J2 J3

7b 18b 19b 20b

1a 2a 3a 1b 2b 3b 1c 2c 3c K L M U V W A B C

8b 19b 20b

1 I1

1d 2d 3d

2 I2

11a 12a 13a

3 I3

11b 12b 13b

A1 B1 C1 A2 B2 C2 A3 B3 C3

Business Banking: Creating a New Payment

27

Business Banking

Editing a Batch

You can edit the information in a batch. This changes the batch template, but does not change any pending payments using that batch template.

10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I Delete Batch 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d

11 12 13 14 15 16 17 18 1 21 22 23 24 25 26 27 28 1 2 3 4 5 6 7 8 K L M N O P Q R U V W X Y Z A B C D E F G H 1a 2a 3a 4a 5a 6a 7a 8a 1b 2b 3b 4b 5b 6b 7b 8b 1c 2c 3c 4c 5c 6c 7c 8c

In the sidebar, click Business Payments . 1. Click on the Batches tab. 2. Find the batch you want to edit, click the 3. Follow the steps on page 25 to edit the batch.

icon and select “View Details.”

11a 12a 13a 14a 15a 16a 17a 18a 19a 20a

1d 2d 3d 4d 5d 6d 7d 8d

11b 12b 13b 14b 15b 16b 17b 18b 19b 20b

11a 12a 13a 14a 15a 16a 17a 18a

A1 B1 C1 D1 E1 F1 G1 H1 I1

J1

11b 12b 13b 14b 15b 16b 17b 18b

J2

A2 B2 C2 D2 E2 F2 G2 H2 I2

J3 A1 B1 C1 D1 E1 F1 G1 H1 A2 B2 C2 D2 E2 F2 G2 H2 A3 B3 C3 D3 E3 F3 G3 H3

A3 B3 C3 D3 E3 F3 G3 H3 I3

Business Banking: Editing a Batch

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