UMB Digital Banking User Guide

Getting Started7
New User Enrollment7
Logging Off9
Resetting A Forgotten Password10
Accounts Page12
Accounts Page Overview12
Asset Summary Overview14
Account Overview15
Quick Transfer17
Account Nickname18
Account Grouping19
Editing a Group Name20
Deleting a Group20
Protecting Your Information21
General Guidelines21
User ID and Password21
Fraud Prevention21
Security Preferences22
Change Password22
Change User ID23
Secure Access Code Delivery24
Mobile Security Preferences25
Enabling Fingerprint or Facial Recognition Login25
Enabling Passcode Authentication27
Enabling Face ID29
Secure Message Overview30
Sending a Secure Message32
Alerts Overview33
Account Alerts34
History Alerts35
Online Transaction Alerts36
Security Alerts Overview38
Edit Delivery Preferences38
Payments and Transfers39
Payments and Transfers Overview39
Transfer Money41
Adding A Personal External Account43
Verifying A Personal External Account44
Pay Loan45
Pay Credit Card47
One-Time Payment47
Auto Payment48
Online Activity Overview49
Using Filters50
Creating or Deleting Custom Views Using Favorites50
Editing Payments and Transfers51
Canceling Payments and Transfers52
Bill Pay53
Bill Pay Overview53
Creating a Payee53
Editing a Payee55
Deleting a Payee56
Making a Single Payment57
Editing a Single Payment58
Canceling a Single Payment59
Making Recurring Payment60
Editing a Recurring Payment62
Canceling a Recurring Payment63
Money Manager64
Initial Setup64
Tagging Transactions66
Splitting a Transaction68
Money Manager Dashboard70
Cashflow Overview71
Cashflow Add Income72
Cashflow Add Bill73
Budgets Overview74
Adding Budgets75
Managing Budgets76
Goals Overview78
Adding Goals79
Save for Goals79
Pay Off Goals80
Managing Goals81
Net Worth Overview82
Spending by Category Overview83
Reordering Checks84
Account Statements85
Tax Statements86
Text Banking87
Apple Watch89
Apple Watch Setup89
Viewing Balances and Transactions89
Account Preferences90
My Profile - Address Change91
My Profile92
Statement Delivery Preferences93
Branches and ATMs96

Made with FlippingBook flipbook maker