UMB Digital Banking User Guide

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Payments and Transfers Add a Personal External Transfer Account Your private accounts at other financial institutions can be linked to Online Banking with UMB, so you can transfer money between two financial institutions without ever leaving home! There are two simple ways to add an external account. Instant Verification: If available at your External Transfer financial institution, you can link your account instantly through our Plaid integration. Manual Verification: You will be asked to verify your ownership of the account by confirming two small deposits UMB makes into the external account.

Instant Verification

1

In the Payments and Transfers tab, click External Accounts . 1. Click the Link via Instant Verification button. 2. Enter the necessary information to add your external account. 3. Accounts verified with credentials through Plaid will now appear under the external accounts section. Click the Continue button.

Payments and Transfers: Add a Personal External Transfer Account