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FDIC PROTECTION The Milton Banking Company will be a division of Ohio Valley Bank, identified as one institution by the FDIC. If you have accounts at both Milton Bank and Ohio Valley Bank, the combined total will be subject to the maximum coverage limit allotted by the FDIC. Grace periods may apply as explained below. For Deposit Accounts The FDIC extends a grace period of six months after the merger in which separate coverage is maintained on deposit accounts. For CDs CDs issued by The Milton Banking Company will be eligible for separate coverage until they reach maturity. If you have any questions about your FDIC coverage, please don’t hesitate to contact your local office or call 1-800-468-6682 for tips on ways to increase your coverage. Are You Covered? FDIC’s Electronic Deposit Insurance Estimator (EDIE) https://www.fdic.gov/edie.

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