Southern BusinessPro User Guide

Southern BusinessPro User Guide

II

Published by Murphy & Company, Inc. 13610 Barrett Office Dr

St. Louis, MO 63021 www.mcompany.com

© 2009-2019 Murphy & Company, Inc. Microsoft, Microsoft Money, Windows and Internet Explorer are registered trademarks of Microsoft Corporation. Firefox is a registered trademark of the Mozilla Foundation. Quicken is a registered trademark of Intuit, Inc. Macintosh is a registered trademark of Apple Computer, Inc. Adobe Reader is a registered trademark of Adobe Systems, Inc. Disclaimer Concepts, strategies and procedures outlined in this guide can and do change and may not be applicable to all readers. The content in this guide is not warranted to offer a particular result or benefit. Neither the author, publisher nor any other party associated with this product shall be liable for any damages arising out of the use of this guide, including but not limited to loss of profit, commercial, special, incidental or other damages. For complete product and service information, please refer to the terms, conditions and disclosures for each product and service.

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Getting Started

Welcome to BusinessPro with Southern Bank! Enjoy the convenience and efficiency of managing your money whenever and wherever you want. Southern BusinessPro gives you the ability to view your account balances, pay your bills, send and collect payments electronically, view online statements, wire money, and so much more. By adding powerful commercial products and features, Southern Bank provides you with the complex tools your business needs to achieve its goals. You can navigate this guide by clicking a topic or feature in the Table of Contents. Each section provides an overview and steps to help you navigate through the Southern BusinessPro system. If you have additional questions, contact us at 855- ASK BANK (855-275-7226).

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Table of Contents Security

Protecting Your Information........................................................................................4 General Guidelines................................................................................................................. 4 Login ID and Password.......................................................................................................... 5 Fraud Prevention.................................................................................................................... 5 Trojan Viruses......................................................................................................................... 6 Dashboard Home Page Overview....................................................................................................7 Reports Deposit Reports.............................................................................................................8 eStatements.................................................................................................................10 Direct Connect for QuickBooks.................................................................................11 Online.................................................................................................................................... 11 Updating an Account (Direct Connect).............................................................................. 12 Desktop................................................................................................................................. 13 Updating an Account (Direct Connect).............................................................................. 14 Transfers and Payments Internal Transfer..........................................................................................................15 Transfer Money - Internal. .................................................................................................. 15 View Completed Transfers - Internal................................................................................. 16 Manage Loans..............................................................................................................17 Bill Pay...........................................................................................................................18 Add a Payee........................................................................................................................... 18 Edit or Delete a Payee.......................................................................................................... 19 Make a Payment................................................................................................................... 20 Bill Pay Accounts with Positive Pay.................................................................................... 21 ACH. ..............................................................................................................................22 Create a Template................................................................................................................ 22 Edit a Template..................................................................................................................... 24 Submit an ACH Template Transfer..................................................................................... 25 Upload ACH Transactions.................................................................................................... 27 Approve ACH Transactions................................................................................................. 27 View Completed ACH Transactions ................................................................................... 28 View File Status/Approve ACH Files.................................................................................... 28 View Uploaded ACH Files..................................................................................................... 29

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Wires.............................................................................................................................30 Wire Money........................................................................................................................... 30 Wire Money via Template.................................................................................................... 33 Approve Wires...................................................................................................................... 35 View Completed Wires......................................................................................................... 36 Account Services Stop Payments.............................................................................................................37 ACH Positive Pay..........................................................................................................38 Manage Exceptions.............................................................................................................. 38 Exceptions Status................................................................................................................. 39 Positive Pay..................................................................................................................40 Enter Issues........................................................................................................................... 40 Exception Decisions............................................................................................................. 41 Administration Communications.........................................................................................................42 Manage Alerts ...................................................................................................................... 42 Add a Custom Alert.............................................................................................................. 43 Company Administration...........................................................................................44 Manage Users ...................................................................................................................... 44 Add a User............................................................................................................................. 44 Secure Token Setup....................................................................................................48 Contact Us Contact Us....................................................................................................................49

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Security

Protecting Your Information

Here at Southern Bank, we do all that we can to protect your personal information and provide you with a dependable online experience. However, we rely on you to take further precautions to ensure the safety of your accounts. By following our tips, Southern BusinessPro can be a secure and efficient method for

all your banking needs. General Guidelines

• Use a segregated PC for banking transactions (this can be an inexpensive device that is not used for anything except online banking). Do not use this device for other high-risk activities including email, internet surfing, etc., due to the malware and fraud associated with those activities. • Use separate email accounts for business transactions and personal correspondence. Do not publish business email accounts used for banking transactions/correspondence online or in public. • Never submit confidential/sensitive account information in unsecured (unencrypted) email to the Bank; you may email your Treasury Services Officer (including no sensitive information) and request that they send you a secure encrypted email, to which you may reply within the encrypted session OR you may utilize a commercial product to secure your transmissions. • Make sure your operating system and antivirus software are up-to-date. • Always use secure wireless (WiFi) networks that require a login ID and password. • Employ firewalls between your network and the internet, and block unneeded ports where possible. This may be a function of a router or wireless access router. Change the router administrator password upon installation and regularly thereafter. Change the administrator ID, also, if possible. If employees work from home, ensure they use a firewall at home and change the password on their router regularly. • Install and continuously update a software firewall on all devices that are on or access your network, including devices that employees use at home (if you use Microsoft, one is likely already included on your PC—ensure it is turned on). At a minimum use a local firewall on device(s) used for online banking.

Security: Protecting Your Information

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• Never leave your computer unattended while using BusinessPro . • Monitor your recent account history for unauthorized transactions. • Always log off of Southern BusinessPro when you’re finished and close the browser. Login ID and Password • Create strong passwords by using a mixture of upper and lowercase letters, numbers and special characters. • Do not create passwords containing your initials or birthday. • Change your passwords periodically. • Memorize your passwords instead of writing them down. • Only register personal devices and avoid using features that save your login IDs and passwords. Fraud Prevention • Use dual controls for wire transfers/ACH (one person submits the transfer, another approves). Ask the Bank to set wire/ACH limits on your account that are appropriate for your needs. • Secondary authentication (token, certificate, etc.) must be used to submit wires/ACH or perform higher-risk transactions in Southern BusinessPro. In general, use secondary authentication wherever it is offered (having a token code or verification sent to your phone when you log in to social media, email, shopping, and other secure websites). • Do not open email attachments or click on links from unsolicited sources. • Avoid giving out personal information on the phone or through email. • Shred unwanted sensitive documents including receipts, checks, deposit slips, pre-approved credit card offers and expired cards. • Type website addresses/URLs yourself rather than clicking on links embedded on other websites or in emails or text messages. Watch for signs of fake websites, including grammar mistakes, spelling errors, broken links, or a missing lock in the lower corner of the site. You may hover over a link in an email to verify that the link actually points to a legitimate site before clicking (for example, you may think a link is pointing you to “southernbank.com”, but when you hover over the link, it may point to s0uthernbank.com; the differences may be subtle, as in this example, the “o” has been replaced by a zero).

Security: Protecting Your Information

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• Regularly educate all users/employees on the dangers of opening or responding to suspicious emails, and surfing the internet on business devices that have access to sensitive data or software. Limit internet surfing using commercially available filtering devices if possible. • Limit employees’ access to only information that they need to access to perform their work. • Limit physical access to devices used for online banking to authorized individuals. • Regularly back up your data, including documents, spreadsheets, databases, financial files, HR files, accounts payable files, and all other files that are needed by your business. Hard drives crash, malicious programs wipe out data, computers die, etc., and you want to be prepared with a good backup. • Be cautious of those claiming to be Bank personnel. The Bank may legitimately call you for business purposes; however, if you are unsure the person contacting you is legitimate, call the Bank directly using a published phone number and ask to speak to someone in customer service or to the person who called you. • Visit the Bank’s Privacy and Security website often for updates on our internal security measures and recommendations for security. • Act quickly. If you suspect your financial information is compromised, call us immediately at 855-ASK BANK (855-275-7226). Trojan Viruses • Trojan viruses are frequently used to target Bank customers to steal their online banking credentials. The virus incorporates a keylogger to steal the user’s keystrokes as he/she is typing them into various sites, including banking sites. Once the criminal has stolen the user’s credentials, he/ she is able to log into the user’s bank site and make transfers or create illicit ACH transactions to unauthorized accounts. These viruses are often spread through phishing emails or by “drive-by downloads” (unintentional downloads that occur when installing infected ActiveX controls or Java applets, e.g., or when visiting an infected website). The viruses are extremely difficult to detect using virus software. We recommend that you do your online banking on devices that are used only for banking, rather than using devices that are also used for email and internet surfing, to avoid being infected by this type of virus. For business customers, we require that you perform certain transactions on dedicated devices (as determined by your contract with us).

Security: Protecting Your Information

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Dashboard

Home Page Overview

After logging in, you are taken directly to the Home page. From here you can navigate to every feature within Southern BusinessPro. 10

11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 12 13 14 15 16 17 18 19 20 22 23 24 25 26 27 28 29 30 2 3 4 5 6 7 8 9 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 10 13 14 15 16 17 18 19 20 23 24 25 26 27 28 29 30 3 4 5 6 7 8 9 J M N O P Q R S T W X Y Z C D E F G H I 10a 2a 3a 4a 5a 6a 7a 8a 9a 10b 2b 3b 4b 5b 6b 7b 8b 9b 10c 2c 3c 4c 5c 6c 7c 8c 9c 10d 2d 3d 4d 5d 6d 7d 8d 9d J L M N O P Q R S T V W X Y Z B C D E F G H I 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a A2 B2 C2 D2 E2 F2 G2 H2 I2 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 A1 B1 C1 D1 E1 F1 G1 H1 I1 10a 3a 4a 5a 6a 7a 8a 9a 10b 3b 4b 5b 6b 7b 8b 9b 10c 3c 4c 5c 6c 7c 8c 9c 10d 3d 4d 5d 6d 7d 8d 9d 12a 13a 14a 15a 16a 17a 18a 19a 20a 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 B1 C1 D1 E1 F1 G1 H1 I1 B2 C2 D2 E2 F2 G2 H2 I2 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 13a 14a 15a 16a 17a 18a 19a 20a B3 C3 D3 E3 F3 G3 H3 I3 13b 14b 15b 16b 17b 18b 19b 20b J2 J3 J1

10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d

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J2 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J1 J2 J3 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9

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10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d A. The navigation bar appears in every view across the top of the screen. You can navigate to Southern BusinessPro features by selecting the appropriate drop-down tab. B. Recent Alerts & Messages: Get alerts on actions that you need to take for your company and information sent to you from your bank. C. Important Account Balance: The latest balance for key accounts. If you click an account name you are taken to the Account Activity page. D. Transfers and Payments Approval: Approve transactions and files. E. Calendar: A calendar view of upcoming transactions and custom alerts. Upcoming transactions will appear in green. F. Recent Transactions: Specific types of transactions for up to thirty days. G. Shortcuts: Create links to frequently used pages. 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 J1 J2 J3

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Dashboard: Home Page Overview

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Reports

Use deposit reports to create custom reports from account summary and transaction data. Deposit Reports

10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 12 13 14 15 16 17 18 19 20 22 23 24 25 26 27 28 29 30 2 3 4 5 6 7 8 9 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d J L M N O P Q R S T V W X Y Z B C D E F G H I 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 0d 1d 2d 3d 4d 5d 6d 7d 8d 9d 10a 2a 3a 4a 5a 6a 7a 8a 9a 10b 2b 3b 4b 5b 6b 7b 8b 9b 10c 2c 3c 4c 5c 6c 7c 8c 9c 10d 2d 3d 4d 5d 6d 7d 8d 9d 10 13 14 15 16 17 18 19 20 23 24 25 26 27 28 29 30 3 4 5 6 7 8 9 J M N O P Q R S T W X Y Z C D E F G H I 10 14 15 16 17 18 19 20 24 25 26 27 28 29 30 4 5 6 7 8 9 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 J1 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 12a 13a 14a 15a 16a 17a 18a 19a 20a J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 12b 13b 14b 15b 16b 17b 18b 19b 20b 10a 3a 4a 5a 6a 7a 8a 9a 10b 3b 4b 5b 6b 7b 8b 9b 10c 3c 4c 5c 6c 7c 8c 9c 10d 3d 4d 5d 6d 7d 8d 9d J N O P Q R S T X Y Z D E F G H I B1 C1 D1 E1 F1 G1 H1 I1 J2 B2 C2 D2 E2 F2 G2 H2 I2 J3 B3 C3 D3 E3 F3 G3 H3 I3

J1 In the Reports tab, click Activity - deposit accounts . 1. Select an output to option. Click the Show more output options link to display all output options. 2. Select one or more accounts. 3. Select a date range. 4. Select one or more transaction types. 5. Click the Show advanced options to show additional options.

13a 14a 15a 16a 17a 18a 19a 20a 0 4a 5a 6a 7a 8a 9a

Reports: Deposit Reports 14a 15a 16a 17a 18a 19a 20a 13b 14b 15b 16b 17b 18b 19b 20b 0 4b 5b 6b 7b 8b 9b 10c 4c 5c 6c 7c 8c 9c 10d 4d 5d 6d 7d 8d 9d J1 C1 D1 E1 F1 G1 H1 I1 J2 C2 D2 E2 F2 G2 H2 I2 C3 D3 E3 F3 G3 H3 I3 J3

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10 15 16 17 18 19 20 25 26 27 28 29 30 5 6 7 8 9 J O P Q R S T Y Z E F G H I 10 17 18 19 20 27 28 29 30 7 8 9 J Q R S T G H I 10 18 19 20 28 29 30 8 9

10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I

6. Select an Account sort option using the drop-down. 7. (Optional) Select the detail option to include any recorded text information. 8. (Optional) Select the subtotal by group option to include subtotals for the selected transaction type options. 9. (Optional) Select an amount option. 10. (Optional) Select a check serial number option. 11. (Optional) In the description field, type the description associated with the transaction. 12. Click the Generate Report button when you are finished. J1 J2 J3 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 J1 J2 J3 J1 J2 J3 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b d d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 5a 6a 7a 8a 9a 10b 5b 6b 7b 8b 9b 10c 5c 6c 7c 8c 9c 10d 5d 6d 7d 8d 9d 10a 7a 8a 9a 10b 7b 8b 9b 10c 7c 8c 9c 10d 7d 8d 9d J R S T H I 10 19 20 29 30 9 J S T I 10 11 12 13 14 5 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 7 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 15a 16a 17a 18a 19a 20a 15b 16b 17b 18b 19b 20b 17a 18a 19a 20a E1 F1 G1 H1 I1 17b 18b 19b 20b E2 F2 G2 H2 I2 G1 H1 I1 8d 9d E3 F3 G3 H3 I3 G2 H2 I2 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d G3 H3 I3 18b 19b 20b 10a 8a 9a 0 8 9b 10c 8c 9c 10d 10a 9a 10b 9b 10c 9c 10d 9d H1 I1 19a 20a 19b 20b H2 I2 H3 I3

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Reports: Deposit Reports

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Reports

You will receive an email on the first day of the month to inform you that your eStatements are available for viewing. The previous sixteen months are also available for viewing. Paper statements will continue to be mailed unless you submit a request to go paperless. eStatements

10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d

11 12 13 21 22 23 1 2 3 K L M U V W A B C 1a 2a 3a 1b 2b 3b 1c 2c 3c

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In the Reports tab, click View eStatements . 1. Click on the eStatements link to view your most recent statement. 2. Click on a date link to view additional statements.

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Reports: eStatements

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Reports

Direct Connect for QuickBooks

Online

10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d

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1. Login to QuickBooks and select Banking from the main menu then hit the Connect button. 2. Enter “Southern Bank” into the search engine field and select Southern Bank Business Banking from the list of results. 3. Enter your BusinessPro login credentials and hit the Continue button. 4. Verify you’re not a robot via reCAPTCHA by placing a check mark in the box and completing the pop-up window questionnaire. 10a 2a 3a 4a 5a 6a 7a 8a 9a 10b 2b 3b 4b 5b 6b 7b 8b 9b 10c 2c 3c 4c 5c 6c 7c 8c 9c 10d 12a 13a 14a 15a 16a 17a 18a 19a 20a 12b 13b 14b 15b 16b 17b 18b 19b 20b 2d 3d 4d 5d 6d 7d 8d 9d 1a 2a 3a 4a 5a 6a 7a 8a 9a 1b 2b 3b 4b 5b 6b 7b 8b 9b 1c 2c 3c 4c 5c 6c 7c 8c 9c 11a 12a 13a 14a 15a 16a 17a 18a 19a 11b 12b 13b 14b 15b 16b 17b 18b 19b 1d 2d 3d 4d 5d 6d 7d 8d 9d

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Reports: Direct Connect for QuickBooks

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10 13 14 15 16 17 18 19 20 23 24 25 26 27 28 29 30 3 4 5 6 7 8 9 J M N O P Q R S T W X Y Z C D E F G H I 10 15 16 17 18 19 20 25 26 27 28 29 30 5 6 7 8 9 10a 3a 4a 5a 6a 7a 8a 9a 10b 3b 4b 5b 6b 7b 8b 9b 10c 3c 4c 5c 6c 7c 8c 9c 10d 3d 4d 5d 6d 7d 8d 9d J O P Q R S T Y Z E F G H I 13a 14a 15a 16a 17a 18a 19a 20a 13b 14b 15b 16b 17b 18b 19b 20b C1 D1 E1 F1 G1 H1 I1 10a 5a 6a 7a 8a 9a 10b 5b 6b 7b 8b 9b 10c 5c 6c 7c 8c 9c 10d 5d 6d 7d 8d 9d C2 D2 E2 F2 G2 H2 I2 C3 D3 E3 F3 G3 H3 I3

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5. After the reCAPTCHA verification process is complete, QuickBooks will attempt to connect to your BusinessPro profile and retrieve your accounts. 6. Once the system has successfully connected, a list of available accounts will display. Add all appropriate accounts by selecting an account type from the drop-down menu for each applicable item then hit the Connect button. 7. The system will then begin the process of retrieving and collecting the account information for each selected account (this may take a few minutes). 8. Once complete, you’ll receive a confirmation stating the connection was successful and a screen will appear with a list of transactions to accept or exclude for each account register. Updating an Account (Direct Connect) Once the above is complete, you’ll use Banking to keep your QuickBooks accounts up to date. This can be done as follows: • Choose Banking • Click the Update button in the upper-right hand corner • Review downloaded transactions and post them to your account registers as needed • Accounts should now be up to date J1 J2 J3 J1 J2 J3 10a 1a 2a 3 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 11a 12a 13a 14a 15a 16a 17a 1 11b 12b 13b 14b 15b 16b 17b 18 A1 B1 C1 D1 E1 F1 G1 H A2 B2 C2 D2 E2 F2 G2 H A3 B3 C3 D3 E3 F3 G3 H

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Reports: Direct Connect for QuickBooks

13

Desktop

• Login to QuickBooks and backup your data file. • Select Banking > Bank Feeds > Set Up Bank Feeds for an Account.

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11 12 13 21 22 23 1 2 3 K L M U V W A B C 11 12 13 14 15 21 22 23 24 25 1 2 3 4 5 K L M N O U V W X Y A B C D E 1a 2a 3a 1b 2b 3b 1c 2c 3c 11a 12a 13a 1a 2a 3a 4a 5 1b 2b 3b 4b 5 1c 2c 3c 4c 5c 11b 12b 13b 1d 2d 3d 1d 2d 3d 4d 5

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1. Enter Southern Bank into the search engine field and select Southern Bank BusinessPro-DC from the list of results. 2. Hit the Continue button. 3. Enter your Business Pro login credentials then hit the Connect button. **Company ID and User ID should be entered together using a hyphen to separate the two; i.e. 1234567-ADMIN** 4. After you connect, a list of available accounts will display. Select the appropriate action for each account using the drop-down menus located to the right of each line item in the QuickBooks Accounts column. **If the account hasn’t already been setup in QuickBooks choose Create New Account** A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 10a 2a 3a 4a 5a 6a 7a 8a 9a 10b 2b 3b 4b 5b 6b 7b 8b 9b 10c 2c 3c 4c 5c 6c 7c 8c 9c 10d 12a 13a 14a 15a 16a 17a 18a 19a 20a 12b 13b 14b 15b 16b 17b 18b 19b 20b 2d 3d 4d 5d 6d 7d 8d 9d J L M N O P Q R S T V W X Y Z B C D E F G H I J1 B1 C1 D1 E1 F1 G1 H1 I1 J2 B2 C2 D2 E2 F2 G2 H2 I2 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1

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Reports: Direct Connect for QuickBooks

14

Updating an Account (Direct Connect) Once the above is complete, you’ll use Bank Feeds to keep your QuickBooks accounts up to date. This can be done as follows: 1. Choose Banking > Bank Feeds > Bank Feeds Center 2. Select the account you want to update in the Bank Feeds window 3. After you select the account, click Download Transactions to start the update process. If you have multiple accounts with Southern Bank, you can choose to sync either one or all accounts by clicking the sync button in the upper- right hand corner. 4. After the sync is complete, your accounts should be up to date. 5. After all desired accounts have been added click the Close button. 6. You’ll then need to tell QuickBooks how to handle the downloaded transactions as follows Go to: Banking > Bank Feeds > Bank Feeds Center > Select the account you want to work on and click the Transaction List button. 7. A colored bar will indicate the following: • Transactions in orange need your review • Transactions in red have been changed by rules • Transactions in blue have been automatically matched

Reports: Direct Connect for QuickBooks

15

Transfers and Payments

Make a one-time transfer or recurring transfer between your Southern Bank accounts. These transactions are automatic, so your money is always where you need it to be. Transfer Money - Internal Internal Transfer

In the Transfers and Payments tab, click Transfer money - internal . 1. Use the drop-down to select a from account. 2. Use the drop-down to select a to account. 3. Enter an amount. 4. (Optional) Enter a description. 5. Use the drop-down to select a frequency. 6. Use the calendar feature to select a send on date. 7. Choose when to end the transfer. 8. Select a processing option. 9. Click the Continue button. 10. On the following screen verify the transfer information and then click the Transmit button. J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 11a 12a 13a 4a 5a 16a 17a 8a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 11a 2a 3a 14a 15a 16a 17a 8a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 J1 J2 J3 J1 J2 J3 0a J1 J2 J3 J O P Q R S T Y Z E F G H I J1 J2 J3 10a a 6a 7a 8a 9a 10b b 6b 7b 8b 9b 10c c 6c 7c 8c 9c 10d 5a 16a 17a 18a 19a 20a b 16b 17b 18b 19b 20b d 6d 7d 8d 9d J P Q R S T Z F G H I J1 1 F1 G1 H1 I1 J2 2 F2 G2 H2 I2 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 0d 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 11 12 13 14 15 16 17 18 19 0 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 0d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 0 1a 2a 3a 4a 5a 6a 7a 8a 9a 0 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 0d 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 13 14 15 16 17 18 19 20 23 24 25 26 27 28 29 30 3 4 5 6 7 8 9 10a a 3a 4a 5a 6a 7a 8a 9a 10b b 3b 4b 5b 6b 7b 8b 9b 10c c 3c 4c 5c 6c 7c 8c 9c 0d d 3d 4d 5d 6d 7d 8 9d J M N O P Q R S T W X Y Z C D E F G H I 10 14 15 16 17 18 19 20 24 25 26 27 28 29 30 4 5 6 7 8 9 a 4a 5a 6a 7a 8a 9a 10b b 4b 5b 6b 7b 8b 9b 10c c 4c 5c 6c 7c 8c 9c 10d d 4d 5d 6d 7d 8d 9d J N O P Q R S T X Y Z D E F G H I 10 15 16 17 18 19 20 25 26 27 28 29 30 5 6 7 8 9 10a a 5a 6a 7a 8a 9a 10b b 5b 6b 7b 8b 9b 0c c 5c 6c 7c 8c 9c 10d d 5d 6d 7d 8d 9d 10 16 17 18 19 20 26 27 28 29 30 6 7 8 9 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 11a 2a 13a 14a 15a 16a 17a 8a 19a 20a 0 11 12 13 14 15 16 17 18 19 0 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 0 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 11a 2a 3a 4a 5a 6a 17a 18a 9a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b A1 B1 C1 D1 E1 F1 G1 H1 I1 A2 B2 C2 D2 E2 F2 G2 H2 I2 A3 B3 C3 D3 E3 F3 G3 H3 I3 a 13a 14a 15a 16a 17a 18a 19a 20a b 13b 14b 15b 16b 17b 18b 19b 20b 1 C1 D1 E1 F1 G1 H1 I1 a 14a 15a 16a 17a 18a 19a 20a b 14b 15b 16b 17b 18b 19b 20b 2 C2 D2 E2 F2 G2 H2 I2 1 D1 E1 F1 G1 H1 I1 a 15a 16a 17a 18a 19a 20a 3 C3 D3 E3 F3 G3 H3 I3 2 D2 E2 F2 G2 H2 I2 b 15b 16b 17b 18b 19b 20b 3 D3 E3 F3 G3 H3 I3 1 E1 F1 G1 H1 I1 2 E2 F2 G2 H2 I2 3 E3 F3 G3 H3 I3

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Transfers and Payments: Internal Transfer

16

View Completed Transfers - Internal Up to eighteen months of data is available; a maximum of three months may be retrieved during a single search.

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In the Transfers and Payments tab, click View completed transfers - internal . 1. Select an account. 2. Select a date range. 3. Click the Submit button. 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 1d 2d 3d 4d 5d 6d 7d 8d 9d 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 0b 1b 2b 3b 4b 5b 6b 7b 8b 9b 0c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 12 13 14 15 16 17 18 19 20 22 23 24 25 26 27 28 29 30 2 3 4 5 6 7 8 9 J L M N O P Q R S T V W X Y Z B C D E F G H I 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 10a 2a 3a 4a 5a 6a 7a 8a 9a 10b 2b 3b 4b 5b 6b 7b 8b 9b 10c 2c 3c 4c 5c 6c 7c 8c 9c 10d 2d 3d 4d 5d 6d 7d 8d 9d J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b A1 B1 C1 D1 E1 F1 G1 H1 I1 12a 13a 14a 15a 16a 17a 18a 19a 20a J1

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Transfers and Payments: Internal Transfer

17

Transfers and Payments

Manage Loans

In the Transfers and Payments tab, click Manage Loans . 1. If applicable, click a loan account to expand the row to reveal any associated notes. 2. Click Actions and select Make payment. 3. Select a Pay from option. 4. In the Payment amount field, type the dollar amount of the payment. 5. (Optional) If your loan is set up to allow principal-only payments, click the Principal-only payment check box if the payment is a principal-only payment. 6. Select a Frequency option: 7. If applicable, type the start date of the recurring payment in the Next send on field. Recurring and one-time future dated requests must be scheduled to start on non-holiday weekdays (Monday through Friday). Recurring requests that fall on non-processing days are automatically moved to either the previous or next processing day, depending on which of the Processing options you select. 8. If applicable, select an End on option for the recurring payment. 9. If applicable, select one of the Processing options in the event that the transfer request falls on a non-processing date. A processing option is not needed for a one time request. 10. Click the Continue button. 11. Verify the payment as needed and perform one of the following actions: a. Click the Submit for approval link to submit the payment for approval by other users in the company. b. Click the Approve button to approve and schedule the request. c. Click the Transmit button to approve and transmit the request.

Transfers and Payments: Manage Loans

18

Transfers and Payments

Bill Pay

Our online bill payment service can help streamline your accounts payable process with a few easy steps. Bill Pay is convenient, secure and easy to use. The individual that receives your payment is known as a payee. You can pay just about any company, person, loan or account using our bill pay. Add a Payee

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A1 B1 C1 D1 E1 F1 G1 H1 I1 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I A2 B2 C2 D2 E2 F2 G2 H2 I2 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9

In the Transfers and Payments tab, click Pay bills . 1. Click on the Add Payee link. 2. Either select a payee from the list or enter the payee’s name into the Enter Any Person or Business search box. If the system recognizes the payee name a list of options for you to choose from will populate. Click on the appropriate payee and then click the Add button. If this doesn’t occur, finish entering the payee’s name and then click the Add button. 3. Enter additional payee details; i.e. payee’s nickname, payee’s account number (if applicable), payee’s mailing address, etc., then click the Confirm button. You will see a confirmation screen. Click the X button in the upper right-hand corner. 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 A2 B2 C2 D2 E2 F2 G2 H2 I2 J2

Transfers and Payments: Bill Pay

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You can make changes to or delete an existing payee at any time. This is especially beneficial if a payee’s account number or contact information changes. Edit or Delete a Payee

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10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 1a 2a 3a 4a 5a 6a 7a 8a 9a

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In the Transfers and Payments tab, click Pay bills . 1. Click the Make Payments tab 2. Click the downward arrow; to the right of the payee’s name. 3. Click the Modify or Delete button. Follow the instructions on the next screen. A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 J1 J2 J3 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 10d J2

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Transfers and Payments: Bill Pay

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It is easy to pay your bills once you set up your payees. When you click on the Make Payments tab, you will see a list of your established payees. To pay a bill, simply find your payee and fill out the payment information beside their name. Make a Payment

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In the Transfers and Payments tab, click Pay bills . 1. Click the Make Payments tab 2. Enter the amount and deliver by date. The system will automatically default to the next available payment date. 3. Click on the account drop-down menu to select an account to pay from. 4. (Optional) Click on the “Note” link to add a note. This information is for your records and will not shared with the payee. 5. Once all payments have been entered click the Confirm all payments button. You MUST hit this button to finalize processing payments in Bill Pay. 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 10a 2a 3a 4a 5a 6a 7a 8a 9a 10b 2b 3b 4b 5b 6b 7b 8b 9b 10c 2c 3c 4c 5c 6c 7c 8c 9c 10d 12a 13a 14a 15a 16a 17a 18a 19a 20a 12b 13b 14b 15b 16b 17b 18b 19b 20b 2d 3d 4d 5d 6d 7d 8d 9d J L M N O P Q R S T V W X Y Z B C D E F G H I J1 B1 C1 D1 E1 F1 G1 H1 I1 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10a 1a 2a 3 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1a 2a 3a 4a 5a 6a 7a 8a 9a 1b 2b 3b 4b 5b 6b 7b 8b 9b 1c 2c 3c 4c 5c 6c 7c 8c 9c 11a 12a 13a 14a 15a 16a 17a 18a 19 11b 12b 13b 14b 15b 16b 17b 18b 19 1d 2d 3d 4d 5d 6d 7d 8d 9d A1 B1 C1 D1 E1 F1 G1 H1 I1 A2 B2 C2 D2 E2 F2 G2 H2 I2 A3 B3 C3 D3 E3 F3 G3 H3 I3 A2 B2 C2 D2 E2 F2 G2 H2 I2 B2 C2 D2 E2 F2 G2 H2 I2 J2 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J2

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Transfers and Payments: Bill Pay

21

Bill Pay Accounts with Positive Pay

Any payments sent via check by Bill Pay will need to be entered into the BusinessPro Positive Pay system. See page 40 for additional details. The following check information will need to be obtained from Bill Pay; located in the confirmation window displayed after making a payment/payments or under the Bill Pay Activity tab: • Payee name • Amount of payment

• Check issued date (deliver by date) • Check # (check # issued by bill pay)

Transfers and Payments: Bill Pay

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Transfers and Payments

ACH

If you are sending or collecting payments for a vendor, supplier, or payroll it is best to create a template to simplify your routine transactions. A template is a pre-made payment module. It contains detailed directions that can be used for repeated transactions. Using a template helps reduce mistakes, assign tasks, and control payments. Create a Template

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In the Transfers and Payments tab, click Make ACH payment/Manage templates for credits or Collect Money via ACH/Manage Templates for debits. 1. Click on the Create a template link. 2. Enter a name to identify the template. 3. Use the drop-down menu to select a request type. Choose CCD if funds are being credited/debited from business accounts and PPD if funds are being credited/ debited from personal accounts or a combination of business and personal. 4. Use the drop-down menu to select a company name/ID. 5. Enter a template description to describe what funds are being credited/ debited for. This description will be sent to the transactions’ correspondents. 6. Use the drop-down menu to select an account. 7. Enter the maximum amount you will credit/debit from any one account within the file. 8. Click the Continue button. 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 0b 1b 2b 3b 4b 5b 6b 7b 8b 9b 0c 1c 2c c 4c 5c 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10a 1a 2a 3a 4a 5 6a 7a 8a 9a 10b 1b 2b 3b 4b 5 6b 7b 8b 9b 10c 1c 2c 3c 4c 5 6c 7c 8c 9c 10d 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b 1d 2d 3d 4d 5d 6d 7d 8d 9d J K L M N O P Q R S T U V W X Y Z A B C D E F G H I J1 A1 B1 C1 D1 E1 F1 G1 H1 I1 J2 A2 B2 C2 D2 E2 F2 G2 H2 I2 J3 A3 B3 C3 D3 E3 F3 G3 H3 I3 10 14 15 16 17 18 19 20 24 25 26 27 28 29 30 4 5 6 7 8 9 10a 4a 5a 6a 7a 8a 9a 10b 4b 5b 6b 7b 8b 9b 10c 4c 5c 6c 7c 8c 9c 10d a 14a 15a 16a 17a 18a 19a 20a b 14b 15b 16b 17b 18b 19b 20b 4d 5d 6d 7d 8d 9d J N O P Q R S T X Y Z D E F G H I J1 1 D1 E1 F1 G1 H1 I1 J2 D2 E2 F2 G2 H2 I2 J3 D3 E3 F3 G3 H3 I3 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I

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Transfers and Payments: ACH

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